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Scotia Group JamaicaXJAM:SGJ 81 FCF Yield % is 7.81 as of Jul. 14, 2026, which is 26% above its 10-year median of 6.21. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD57.71 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,506 Banks companies, Scotia Group Jamaica ranks worse than 51.46% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Scotia Group Jamaica FCF Yield % Related Terms
Scotia Group Jamaica FCF Yield % Historical Data
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The historical data trend for Scotia Group Jamaica's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica (XJAM:SGJ) has a FCF Yield % of 7.81 as of Jul. 14, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Scotia Group Jamaica and its competitors. This is 26% above median its historical median of 6.21. According to the industry distribution chart, Scotia Group Jamaica ranks #775 out of 1506 companies in the Banks industry, placing it in the top 51.5%.
Is Scotia Group Jamaica's FCF Yield % too high?
Scotia Group Jamaica's current FCF Yield % of 7.81 is 26% above median its 10-year median of 6.21. The Banks industry median FCF Yield % is 8.10. Scotia Group Jamaica's value of 7.81 is 3.6% below this industry median. Based on the distribution chart, Scotia Group Jamaica ranks #775 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #775 out of 1506 companies for FCF Yield %. This places Scotia Group Jamaica in the lower half of its industry. The industry median FCF Yield % is 8.10. Scotia Group Jamaica's value of 7.81 is 3.6% below this benchmark. While the company's 10-year median is 6.21 vs. the industry median of 8.10, Scotia Group Jamaica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotia Group Jamaica's current FCF Yield % of 7.81 is 3.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current FCF Yield % is 7.81, which is 26% above median its own 10-year median of 6.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.71, compared to a current price of JMD58.18 — trading 0.8% above its estimated fair value. The current FCF Yield % is 7.81, which is 26% above median its 10-year median of 6.21 and 3.6% below the Banks industry median of 8.10. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current FCF Yield % is 7.81 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be overvalued.
The current stock price of JMD58.18 is trading 0.8% above its estimated GF Value™ of JMD57.71.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
FCF Yield %: 7.81 (26% above median its 10-year median of 6.21)
GF Value™: JMD57.71 vs. price of JMD58.18 (0.8% above fair value)
Industry Position: 3.6% below the Banks median (#775 of 1506)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
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