NCBA Group (NAI:NCBA) EPS (Basic): KES14.49 (TTM As of Mar. 2026)

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NAI:NCBA NCBA Group PLC NAI:NCBA
69 GF Score
Price KES89.25
GF Value KES54.75
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NCBA Group EPS (Basic)?

NCBA Group NAI:NCBA +0.56% 69 EPS (Basic) is KES14.49 as of Mar. 2026. GuruFocus rates NAI:NCBA with a GF Score™ of 69/100 and a GF Value™ of KES54.75 (Significantly Overvalued). The stock has 1 warning sign investors should review.

NCBA Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was KES3.62. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was KES14.49.

NCBA Group's EPS (Diluted) for the three months ended in Mar. 2026 was KES3.62. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was KES14.49.

NCBA Group's EPS without NRI for the three months ended in Mar. 2026 was KES3.78. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 14.41.

During the past 12 months, NCBA Group's average EPS without NRIGrowth Rate was 7.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 18.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 33.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 10.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, NCBA Group's highest 3-Year average EPS without NRI Growth Rate was 58.30% per year. The lowest was -16.00% per year. And the median was 8.50% per year.

NCBA Group  (NAI:NCBA) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

NCBA Group EPS (Basic) Related Terms

NCBA Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for NCBA Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCBA Group EPS (Basic) Chart

NCBA Group Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.21 8.36 13.02 13.28 14.20

NCBA Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.33 3.38 3.23 4.26 3.62
NAI:NCBA
69GF Score
NCBA Group PLC NAI:NCBA
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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NCBA Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

NCBA Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(23400.299-0)/1647.519
=14.20

NCBA Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(5964.172-0)/1647.561
=3.62

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES14.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of KES14.49 mean?
NCBA Group (NAI:NCBA) has a EPS (Basic) of KES14.49 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on NCBA Group and its competitors.
Is NCBA Group's EPS (Basic) too high?
NCBA Group's current EPS (Basic) is KES14.49. Overall, NCBA Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's EPS (Basic) compare to competitors?
NCBA Group's EPS (Basic) of KES14.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on NCBA Group and its competitors. NCBA Group's current EPS (Basic) is KES14.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES54.75, compared to a current price of KES89.25 — trading 63% above its estimated fair value. The current EPS (Basic) is KES14.49. NCBA Group's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current EPS (Basic) is KES14.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCBA Group (NAI:NCBA) Overvalued in 2026?

Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued. The current stock price of KES89.25 is trading 63% above its estimated GF Value™ of KES54.75. GuruFocus considers NCBA Group to be Significantly Overvalued.

Key valuation signals for NAI:NCBA:

  • EPS (Basic): KES14.49
  • GF Value™: KES54.75 vs. price of KES89.25 (63% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NCBA Group Business Description

Address Mara and Ragati Roads, P.O. Box 44599-00100, NCBA Centre, Upper hill, Nairobi, KEN
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
69GF Score

Get the complete analysis for NAI:NCBA

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES89.25
Price
KES54.75
GF Value