NCBA Group (NAI:NCBA) Interest Expense: KES-22,378 Mil (TTM As of Mar. 2026)

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NAI:NCBA NCBA Group PLC NAI:NCBA
70 GF Score
Price KES90.50
GF Value KES54.88
Valuation Significantly Overvalued
! 2 Warning Signs
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What is NCBA Group Interest Expense?

NCBA Group NAI:NCBA +0.56% 70 Interest Expense is KES-22,378 Mil as of Mar. 2026. GuruFocus rates NAI:NCBA with a GF Score™ of 70/100 and a GF Value™ of KES54.88 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. NCBA Group's interest expense for the three months ended in Mar. 2026 was KES -5,527 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was KES-22,378 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. NCBA Group's Operating Income for the three months ended in Mar. 2026 was KES Mil. NCBA Group's Interest Expense for the three months ended in Mar. 2026 was KES Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NCBA Group Interest Expense Historical Data

* Premium members only.

The historical data trend for NCBA Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCBA Group Interest Expense Chart

NCBA Group Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19,477.46 -21,725.69 -30,637.97 -41,173.29 -24,053.33

NCBA Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7,202.65 -5,923.38 -5,490.90 -5,436.41 -5,527.19
NAI:NCBA
70GF Score
NCBA Group PLC NAI:NCBA
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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NCBA Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES-22,378 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of KES-22,378 Mil mean?
NCBA Group (NAI:NCBA) has a Interest Expense of KES-22,378 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on NCBA Group and its competitors.
Is NCBA Group's Interest Expense too high?
NCBA Group's current Interest Expense is KES-22,378 Mil. Overall, NCBA Group has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's Interest Expense compare to competitors?
NCBA Group's Interest Expense of KES-22,378 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on NCBA Group and its competitors. NCBA Group's current Interest Expense is KES-22,378 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES54.88, compared to a current price of KES90.50 — trading 64.9% above its estimated fair value. The current Interest Expense is KES-22,378 Mil. NCBA Group's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current Interest Expense is KES-22,378 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCBA Group (NAI:NCBA) Overvalued in 2026?

Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued. The current stock price of KES90.50 is trading 64.9% above its estimated GF Value™ of KES54.88. GuruFocus considers NCBA Group to be Significantly Overvalued.

Key valuation signals for NAI:NCBA:

  • Interest Expense: KES-22,378 Mil
  • GF Value™: KES54.88 vs. price of KES90.50 (64.9% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NCBA Group Business Description

Address Mara and Ragati Roads, P.O. Box 44599-00100, NCBA Centre, Upper hill, Nairobi, KEN
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
70GF Score

Get the complete analysis for NAI:NCBA

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES90.50
Price
KES54.88
GF Value