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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. NCBA Group's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was KES0 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was KES0 Mil.
NCBA Group (NAI:NCBA) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
NCBA Group Selling, General, & Admin. Expense Related Terms
NCBA Group Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for NCBA Group's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCBA Group Selling, General, & Admin. Expense Chart
NCBA Group Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, NCBA Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCBA Group Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, NCBA Group's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where NCBA Group's Selling, General, & Admin. Expense falls into.
NCBA Group Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of KES0 Mil mean?
NCBA Group (NAI:NCBA) has a Selling, General, & Admin. Expense of KES0 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on NCBA Group and its competitors.
Is NCBA Group's Selling, General, & Admin. Expense too high?
NCBA Group's current Selling, General, & Admin. Expense is KES0 Mil. Overall, NCBA Group has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's Selling, General, & Admin. Expense compare to competitors?
NCBA Group's Selling, General, & Admin. Expense of KES0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on NCBA Group and its competitors. NCBA Group's current Selling, General, & Admin. Expense is KES0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES61.97, compared to a current price of KES92.50 — trading 49.3% above its estimated fair value. The current Selling, General, & Admin. Expense is KES0 Mil. NCBA Group's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current Selling, General, & Admin. Expense is KES0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCBA Group (NAI:NCBA) Overvalued in 2026?
Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued.
The current stock price of KES92.50 is trading 49.3% above its estimated GF Value™ of KES61.97.
GuruFocus considers NCBA Group to be Significantly Overvalued.
Key valuation signals for NAI:NCBA:
Selling, General, & Admin. Expense: KES0 Mil
GF Value™: KES61.97 vs. price of KES92.50 (49.3% above fair value)
No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
66GF Score
Get the complete analysis for NAI:NCBA
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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