NCBA Group (NAI:NCBA) OCF Yield %: 26.15 (As of Jul. 22, 2026)

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NAI:NCBA NCBA Group PLC NAI:NCBA
69 GF Score
Price KES89.25
GF Value KES54.75
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is NCBA Group OCF Yield %?

NCBA Group NAI:NCBA +0.56% 69 OCF Yield % is 26.15 as of Jul. 22, 2026. GuruFocus rates NAI:NCBA with a GF Score™ of 69/100 and a GF Value™ of KES54.75 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,494 Banks companies, NCBA Group ranks better than 79.59% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, NCBA Group's Trailing 12-Month Cash Flow from Operations is KES0 Mil, and Market Cap is KES147,041 Mil. Therefore, NCBA Group's OCF Yield % for today is 26.15%.

The historical rank and industry rank for NCBA Group's OCF Yield % or its related term are showing as below:

NAI:NCBA' s OCF Yield % Range Over the Past 10 Years
Min: 26.15   Med: 0   Max: 26.15
Current: 26.15


During the past 13 years, the highest OCF Yield % of NCBA Group was 26.15%. The lowest was 26.15%. And the median was %.

NAI:NCBA's OCF Yield % is ranked better than
79.59% of 1494 companies
in the Banks industry
Industry Median: 9.195 vs NAI:NCBA: 26.15

NCBA Group's OCF Margin % for the quarter that ended in Mar. 2026 was %.


NCBA Group OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


NCBA Group OCF Yield % Related Terms


NCBA Group OCF Yield % Historical Data

* Premium members only.

The historical data trend for NCBA Group's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCBA Group OCF Yield % Chart

NCBA Group Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 148.72 13.08 71.32 -18.21 27.63

NCBA Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NCBA Group OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, NCBA Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCBA Group OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, NCBA Group's OCF Yield % distribution charts can be found below:

* The bar in red indicates where NCBA Group's OCF Yield % falls into.


NAI:NCBA
69GF Score
NCBA Group PLC NAI:NCBA
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCBA Group OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

NCBA Group's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=38231.821 / 138391.68
=27.63%

NCBA Group's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 149512.44
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 26.15 mean?
NCBA Group (NAI:NCBA) has a OCF Yield % of 26.15 as of Jul. 22, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NCBA Group and its competitors. Over the past decade, NCBA Group's OCF Yield % has ranged from 26.15 to 26.15. According to the industry distribution chart, NCBA Group ranks #305 out of 1494 companies in the Banks industry, placing it in the top 20.4%.
Is NCBA Group's OCF Yield % too high?
NCBA Group's current OCF Yield % is 26.15. Over the past 10 years, this metric has ranged from a low of 26.15 to a high of 26.15. The Banks industry median OCF Yield % is 9.20. NCBA Group's value of 26.15 is 184.4% above this industry median. Based on the distribution chart, NCBA Group ranks #305 out of 1494 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, NCBA Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, NCBA Group ranks #305 out of 1494 companies for OCF Yield %. This places NCBA Group in the top 20% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.20. NCBA Group's value of 26.15 is 184.4% above this benchmark. Historically, NCBA Group's own OCF Yield % has ranged from 26.15 to 26.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.20, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCBA Group's current OCF Yield % of 26.15 is 184.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NCBA Group and its competitors. For the Banks industry, the median OCF Yield % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCBA Group's current OCF Yield % is 26.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES54.75, compared to a current price of KES89.25 — trading 63% above its estimated fair value. The current OCF Yield % is 26.15 and 184.4% above the Banks industry median of 9.20. NCBA Group's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current OCF Yield % is 26.15 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCBA Group (NAI:NCBA) Overvalued in 2026?

Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued. The current stock price of KES89.25 is trading 63% above its estimated GF Value™ of KES54.75. GuruFocus considers NCBA Group to be Significantly Overvalued.

Key valuation signals for NAI:NCBA:

  • OCF Yield %: 26.15
  • GF Value™: KES54.75 vs. price of KES89.25 (63% above fair value)
  • GF Score™: 69/100 with 1 warning sign
  • Industry Position: 184.4% above the Banks median (#305 of 1494)

No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCBA Group Business Description

Address Mara and Ragati Roads, P.O. Box 44599-00100, NCBA Centre, Upper hill, Nairobi, KEN
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
69GF Score

Get the complete analysis for NAI:NCBA

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES89.25
Price
KES54.75
GF Value