NCBA Group (NAI:NCBA) SpecialCharges: KES116 Mil (TTM As of Jun. 2026)

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NAI:NCBA NCBA Group PLC NAI:NCBA
68 GF Score
Price KES91.00
GF Value KES55.13
Valuation Significantly Overvalued
! 2 Warning Signs
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What is NCBA Group SpecialCharges?

NCBA Group NAI:NCBA +1.39% 68 SpecialCharges is KES116 Mil as of Jun. 2026. GuruFocus rates NAI:NCBA with a GF Score™ of 68/100 and a GF Value™ of KES55.13 (Significantly Overvalued). The stock has 2 warning signs investors should review.

NCBA Group's special charges for the three months ended in Jun. 2026 was KES200 Mil. Its special charges for the trailing twelve months (TTM) ended in Jun. 2026 was KES116 Mil.

NCBA Group SpecialCharges Historical Data

* Premium members only.

The historical data trend for NCBA Group's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCBA Group SpecialCharges Chart

NCBA Group Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only -41.52 135.90 3.59 44.05 -402.43

NCBA Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -402.43 318.30 200.00
NAI:NCBA
68GF Score
NCBA Group PLC NAI:NCBA
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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NCBA Group SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES116 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of KES116 Mil mean?
NCBA Group (NAI:NCBA) has a SpecialCharges of KES116 Mil as of Jun. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on NCBA Group and its competitors.
Is NCBA Group's SpecialCharges too high?
NCBA Group's current SpecialCharges is KES116 Mil. Overall, NCBA Group has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's SpecialCharges compare to competitors?
NCBA Group's SpecialCharges of KES116 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on NCBA Group and its competitors. NCBA Group's current SpecialCharges is KES116 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES55.13, compared to a current price of KES91.00 — trading 65.1% above its estimated fair value. The current SpecialCharges is KES116 Mil. NCBA Group's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current SpecialCharges is KES116 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCBA Group (NAI:NCBA) Overvalued in 2026?

Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued. The current stock price of KES91.00 is trading 65.1% above its estimated GF Value™ of KES55.13. GuruFocus considers NCBA Group to be Significantly Overvalued.

Key valuation signals for NAI:NCBA:

  • SpecialCharges: KES116 Mil
  • GF Value™: KES55.13 vs. price of KES91.00 (65.1% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NCBA Group Business Description

Address Mara and Ragati Roads, P.O. Box 44599-00100, NCBA Centre, Upper hill, Nairobi, KEN
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
68GF Score

Get the complete analysis for NAI:NCBA

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES91.00
Price
KES55.13
GF Value