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NCBA GroupNAI:NCBA +0.56%69 Median PS Value is KES49.64 as of Jul. 22, 2026, which is 100% below its 10-year median of 1.06. GuruFocus rates NAI:NCBA with a GF Score™ of 69/100 and a GF Value™ of KES54.75 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,042 Banks companies, NCBA Group ranks worse than 86.95% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. NCBA Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was KES45.19. NCBA Group's 10-Year median PS Ratio is 1.0985. Therefore, the Median PS Value for today is KES49.64.
As of today (2026-07-22), NCBA Group's share price is KES89.25. NCBA Group's Median PS Value is KES49.64. Therefore, NCBA Group's Price to Median PS Value for today is 1.80.
The historical rank and industry rank for NCBA Group's Median PS Value or its related term are showing as below:
NAI:NCBA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.67 Med: 1.06 Max: 1.83
Current: 1.8
During the past 13 years, the highest Price to Median PS Value of NCBA Group was 1.83. The lowest was 0.67. And the median was 1.06.
NAI:NCBA's Price-to-Median-PS-Value is ranked worse than 86.95% of 1042
companies
in the Banks industry
Industry Median: 1.125
vs NAI:NCBA: 1.80
NCBA Group (NAI:NCBA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
NCBA Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
89.25
/
49.64
=
1.80
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCBA Group Median PS Value Related Terms
NCBA Group Median PS Value Historical Data
* Premium members only.
The historical data trend for NCBA Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NCBA Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCBA Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, NCBA Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where NCBA Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.0985.
NCBA Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES45.19.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCBA Group (NAI:NCBA) has a Median PS Value of KES49.64 as of Jul. 22, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on NCBA Group and its competitors. This is 4583% above median its historical median of 1.06. Over the past decade, NCBA Group's Median PS Value has ranged from 0.67 to 1.83. According to the industry distribution chart, NCBA Group ranks #906 out of 1042 companies in the Banks industry, placing it in the top 86.9%.
Is NCBA Group's Median PS Value too high?
NCBA Group's current Median PS Value of KES49.64 is 4583% above median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.83. Based on the distribution chart, NCBA Group ranks #906 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NCBA Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's Median PS Value compare to competitors?
According to the Banks industry distribution chart, NCBA Group ranks #906 out of 1042 companies for Median PS Value. This places NCBA Group in the lower half of its industry. The industry median Median PS Value is 1.13. Historically, NCBA Group's own Median PS Value has ranged from 0.67 to 1.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on NCBA Group and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCBA Group's current Median PS Value is KES49.64, which is 4583% above median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES54.75, compared to a current price of KES89.25 — trading 63% above its estimated fair value. The current Median PS Value is KES49.64, which is 4583% above median its 10-year median of 1.06. NCBA Group's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current Median PS Value is KES49.64 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCBA Group (NAI:NCBA) Overvalued in 2026?
Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued.
The current stock price of KES89.25 is trading 63% above its estimated GF Value™ of KES54.75.
GuruFocus considers NCBA Group to be Significantly Overvalued.
Key valuation signals for NAI:NCBA:
Median PS Value: KES49.64 (4583% above median its 10-year median of 1.06)
GF Value™: KES54.75 vs. price of KES89.25 (63% above fair value)
No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
69GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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