NCBA Group (NAI:NCBA) OCF Margin %: 0.00% (As of Mar. 2026)

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NAI:NCBA NCBA Group PLC NAI:NCBA
69 GF Score
Price KES89.25
GF Value KES54.75
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NCBA Group OCF Margin %?

NCBA Group NAI:NCBA +0.56% 69 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates NAI:NCBA with a GF Score™ of 69/100 and a GF Value™ of KES54.75 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,494 Banks companies, NCBA Group ranks better than 74.1% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. NCBA Group's Cash Flow from Operations for the three months ended in Mar. 2026 was KES0 Mil. NCBA Group's Revenue for the three months ended in Mar. 2026 was KES19,998 Mil. Therefore, NCBA Group's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, NCBA Group's current OCF Yield % is 26.15%.

The historical rank and industry rank for NCBA Group's OCF Margin % or its related term are showing as below:

NAI:NCBA' s OCF Margin % Range Over the Past 10 Years
Min: -35.27   Med: 53.25   Max: 159.39
Current: 51.34


During the past 13 years, the highest OCF Margin % of NCBA Group was 159.39%. The lowest was -35.27%. And the median was 53.25%.

NAI:NCBA's OCF Margin % is ranked better than
74.1% of 1494 companies
in the Banks industry
Industry Median: 29.53 vs NAI:NCBA: 51.34


NCBA Group OCF Margin % Related Terms


NCBA Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for NCBA Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCBA Group OCF Margin % Chart

NCBA Group Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 159.39 14.17 74.34 -23.33 53.25

NCBA Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NCBA Group OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, NCBA Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCBA Group OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, NCBA Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where NCBA Group's OCF Margin % falls into.


NAI:NCBA
69GF Score
NCBA Group PLC NAI:NCBA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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NCBA Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

NCBA Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=38231.821/71799.66
=53.25 %

NCBA Group's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/19997.698
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
NCBA Group (NAI:NCBA) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NCBA Group and its competitors. According to the industry distribution chart, NCBA Group ranks #387 out of 1494 companies in the Banks industry, placing it in the top 25.9%.
Is NCBA Group's OCF Margin % too high?
NCBA Group's current OCF Margin % is 0.00%. Based on the distribution chart, NCBA Group ranks #387 out of 1494 companies in the Banks industry, which is above the industry midpoint. Overall, NCBA Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCBA Group's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, NCBA Group ranks #387 out of 1494 companies for OCF Margin %. This puts NCBA Group in the upper half of its industry. The industry median OCF Margin % is 29.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NCBA Group and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCBA Group's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCBA Group stock overvalued right now?
Based on GuruFocus' analysis, NCBA Group (NAI:NCBA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES54.75, compared to a current price of KES89.25 — trading 63% above its estimated fair value. The current OCF Margin % is 0.00%. NCBA Group's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For NCBA Group (NAI:NCBA), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCBA Group (NAI:NCBA) Overvalued in 2026?

Based on GuruFocus' analysis, NCBA Group stock appears to be overvalued. The current stock price of KES89.25 is trading 63% above its estimated GF Value™ of KES54.75. GuruFocus considers NCBA Group to be Significantly Overvalued.

Key valuation signals for NAI:NCBA:

  • OCF Margin %: 0.00%
  • GF Value™: KES54.75 vs. price of KES89.25 (63% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the NAI:NCBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCBA Group Business Description

Address Mara and Ragati Roads, P.O. Box 44599-00100, NCBA Centre, Upper hill, Nairobi, KEN
NCBA Group PLC and its subsidiaries provide retail, corporate, and digital banking, brokerage, bancassurance, insurance, and investment banking services. The Group's operating divisions are: Corporate and institutional banking, Retail banking (SME and Consumer banking), Treasury dealing, Digital Bank, Investment banking, and Insurance. Through these divisions, it caters to different segments of customers from medium and large corporates to high net worth and other retail individual clients, offering them various kinds of financial products and services, such as deposit accounts, loans, advisory, digital banking, and wealth management solutions, among others. The Group's geographical segments are: Kenya, Uganda, Tanzania, Rwanda, and Ghana. The majority of its revenue is derived from Kenya.
69GF Score

Get the complete analysis for NAI:NCBA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES89.25
Price
KES54.75
GF Value