Republic Bank (Ghana) (XGHA:RBGH) EPS (Basic): GHS0.33 (TTM As of Dec. 2025)


XGHA:RBGH Republic Bank (Ghana) PLC XGHA:RBGH
49 GF Score
Price GHS3.93
GF Value GHS1.07
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Republic Bank (Ghana) EPS (Basic)?

Republic Bank (Ghana) XGHA:RBGH 49 EPS (Basic) is GHS0.33 as of Dec. 2025. GuruFocus rates XGHA:RBGH with a GF Score™ of 49/100 and a GF Value™ of GHS1.07 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Republic Bank (Ghana)'s basic earnings per share (Basic EPS) for the three months ended in Dec. 2025 was GHS0.10. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was GHS0.33.

Republic Bank (Ghana)'s EPS (Diluted) for the three months ended in Dec. 2025 was GHS0.10. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was GHS0.33.

Republic Bank (Ghana)'s EPS without NRI for the three months ended in Dec. 2025 was GHS0.10. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.33.

During the past 12 months, Republic Bank (Ghana)'s average EPS without NRIGrowth Rate was 37.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Republic Bank (Ghana)'s highest 3-Year average EPS without NRI Growth Rate was 50.30% per year. The lowest was -13.70% per year. And the median was 33.85% per year.

Republic Bank (Ghana)  (XGHA:RBGH) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Republic Bank (Ghana) EPS (Basic) Related Terms

Republic Bank (Ghana) EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Republic Bank (Ghana)'s EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bank (Ghana) EPS (Basic) Chart

Republic Bank (Ghana) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 -0.08 0.16 0.24 0.33

Republic Bank (Ghana) Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.07 0.07 0.08 0.10
XGHA:RBGH
49GF Score
Republic Bank (Ghana) PLC XGHA:RBGH
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Republic Bank (Ghana) EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Republic Bank (Ghana)'s Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(276.898-0)/851.966
=0.33

Republic Bank (Ghana)'s Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(83.706-0)/851.966
=0.10

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of GHS0.33 mean?
Republic Bank (Ghana) (XGHA:RBGH) has a EPS (Basic) of GHS0.33 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Republic Bank (Ghana) and its competitors.
Is Republic Bank (Ghana)'s EPS (Basic) too high?
Republic Bank (Ghana)'s current EPS (Basic) is GHS0.33. Overall, Republic Bank (Ghana) has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s EPS (Basic) compare to PNC?
Republic Bank (Ghana)'s EPS (Basic) of GHS0.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Republic Bank (Ghana) and its competitors. Republic Bank (Ghana)'s current EPS (Basic) is GHS0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.07, compared to a current price of GHS3.93 — trading 267.3% above its estimated fair value. The current EPS (Basic) is GHS0.33. Republic Bank (Ghana)'s overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current EPS (Basic) is GHS0.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued. The current stock price of GHS3.93 is trading 267.3% above its estimated GF Value™ of GHS1.07. GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.

Key valuation signals for XGHA:RBGH:

  • EPS (Basic): GHS0.33
  • GF Value™: GHS1.07 vs. price of GHS3.93 (267.3% above fair value)
  • GF Score™: 49/100 with 1 warning sign

No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Republic Bank (Ghana) Business Description

Address No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
49GF Score

Get the complete analysis for XGHA:RBGH

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS3.93
Price
GHS1.07
GF Value