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Republic Bank (Ghana) (XGHA:RBGH) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Republic Bank (Ghana) 5-Year Yield-on-Cost % Related Terms
XGHA:RBGH vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Republic Bank (Ghana)'s 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Bank (Ghana) 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Republic Bank (Ghana)'s 5-Year Yield-on-Cost % falls into.
Republic Bank (Ghana) 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Republic Bank (Ghana) (XGHA:RBGH) has a 5-Year Yield-on-Cost % of 1.19 as of Aug. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Republic Bank (Ghana) and its competitors. According to the industry distribution chart, Republic Bank (Ghana) ranks #1134 out of 1246 companies in the Banks industry, placing it in the top 91%.
Is Republic Bank (Ghana)'s 5-Year Yield-on-Cost % too high?
Republic Bank (Ghana)'s current 5-Year Yield-on-Cost % is 1.19. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Republic Bank (Ghana)'s value of 1.19 is 68.8% below this industry median. Based on the distribution chart, Republic Bank (Ghana) ranks #1134 out of 1246 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Republic Bank (Ghana) has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Republic Bank (Ghana) ranks #1134 out of 1246 companies for 5-Year Yield-on-Cost %. This places Republic Bank (Ghana) in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Republic Bank (Ghana)'s value of 1.19 is 68.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Bank (Ghana)'s current 5-Year Yield-on-Cost % of 1.19 is 68.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Republic Bank (Ghana) and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bank (Ghana)'s current 5-Year Yield-on-Cost % is 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.07, compared to a current price of GHS4.20 — trading 292.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.19 and 68.8% below the Banks industry median of 3.81. Republic Bank (Ghana)'s overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current 5-Year Yield-on-Cost % is 1.19 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued.
The current stock price of GHS4.20 is trading 292.5% above its estimated GF Value™ of GHS1.07.
GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.
Key valuation signals for XGHA:RBGH:
5-Year Yield-on-Cost %: 1.19
GF Value™: GHS1.07 vs. price of GHS4.20 (292.5% above fair value)
Industry Position: 68.8% below the Banks median (#1134 of 1246)
No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
35GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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