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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Republic Bank (Ghana)'s Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.42.
The historical rank and industry rank for Republic Bank (Ghana)'s Dividend Payout Ratio or its related term are showing as below:
XGHA:RBGH'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.17
Current: 0.17
During the past 13 years, the highest Dividend Payout Ratio of Republic Bank (Ghana) was 0.17. The lowest was 0.00. And the median was 0.00.
XGHA:RBGH's Dividend Payout Ratio is ranked better than 84.24% of 1174
companies
in the Banks industry
Industry Median: 0.32
vs XGHA:RBGH: 0.17
During the past 13 years, the highest Trailing Annual Dividend Yield of Republic Bank (Ghana) was 1.19%. The lowest was 0.00%. And the median was 0.00%.
Republic Bank (Ghana) (XGHA:RBGH) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Republic Bank (Ghana) Dividend Payout Ratio Related Terms
Republic Bank (Ghana) Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Republic Bank (Ghana)'s Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:RBGH vs PNC: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Republic Bank (Ghana)'s Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Bank (Ghana) Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Republic Bank (Ghana)'s Dividend Payout Ratio falls into.
Republic Bank (Ghana) Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Republic Bank (Ghana)'s Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Republic Bank (Ghana) (XGHA:RBGH) has a Dividend Payout Ratio of 0.42 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Republic Bank (Ghana) and its competitors. According to the industry distribution chart, Republic Bank (Ghana) ranks #185 out of 1174 companies in the Banks industry, placing it in the top 15.8%.
Is Republic Bank (Ghana)'s Dividend Payout Ratio too high?
Republic Bank (Ghana)'s current Dividend Payout Ratio is 0.42. The Banks industry median Dividend Payout Ratio is 0.32. Republic Bank (Ghana)'s value of 0.42 is 31.3% above this industry median. Based on the distribution chart, Republic Bank (Ghana) ranks #185 out of 1174 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Republic Bank (Ghana) has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s Dividend Payout Ratio compare to PNC?
According to the Banks industry distribution chart, Republic Bank (Ghana) ranks #185 out of 1174 companies for Dividend Payout Ratio. This places Republic Bank (Ghana) in the top 16% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Republic Bank (Ghana)'s value of 0.42 is 31.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Bank (Ghana)'s current Dividend Payout Ratio of 0.42 is 31.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Republic Bank (Ghana) and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bank (Ghana)'s current Dividend Payout Ratio is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.08, compared to a current price of GHS4.20 — trading 288.9% above its estimated fair value. The current Dividend Payout Ratio is 0.42 and 31.3% above the Banks industry median of 0.32. Republic Bank (Ghana)'s overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current Dividend Payout Ratio is 0.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued.
The current stock price of GHS4.20 is trading 288.9% above its estimated GF Value™ of GHS1.08.
GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.
Key valuation signals for XGHA:RBGH:
Dividend Payout Ratio: 0.42
GF Value™: GHS1.08 vs. price of GHS4.20 (288.9% above fair value)
Industry Position: 31.3% above the Banks median (#185 of 1174)
No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
24GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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