Republic Bank (Ghana) (XGHA:RBGH) FCF Yield %: -47.89 (As of Aug. 28, 2026)

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XGHA:RBGH Republic Bank (Ghana) PLC XGHA:RBGH
24 GF Score
Price GHS4.20
GF Value GHS1.08
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Republic Bank (Ghana) FCF Yield %?

Republic Bank (Ghana) XGHA:RBGH 24 FCF Yield % is -47.89 as of Aug. 28, 2026. GuruFocus rates XGHA:RBGH with a GF Score™ of 24/100 and a GF Value™ of GHS1.08 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,495 Banks companies, Republic Bank (Ghana) ranks worse than 93.24% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Republic Bank (Ghana)'s Trailing 12-Month Free Cash Flow is GHS-1,714 Mil, and Market Cap is GHS3,578 Mil. Therefore, Republic Bank (Ghana)'s FCF Yield % for today is -47.89%.

The historical rank and industry rank for Republic Bank (Ghana)'s FCF Yield % or its related term are showing as below:

XGHA:RBGH' s FCF Yield % Range Over the Past 10 Years
Min: -47.89   Med: 47.05   Max: 305.32
Current: -47.89


During the past 13 years, the highest FCF Yield % of Republic Bank (Ghana) was 305.32%. The lowest was -47.89%. And the median was 47.05%.

XGHA:RBGH's FCF Yield % is ranked worse than
93.24% of 1495 companies
in the Banks industry
Industry Median: 8.14 vs XGHA:RBGH: -47.89

Republic Bank (Ghana)'s FCF Margin % for the quarter that ended in Jun. 2026 was -405.71%.


Republic Bank (Ghana) FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Republic Bank (Ghana) FCF Yield % Related Terms


Republic Bank (Ghana) FCF Yield % Historical Data

* Premium members only.

The historical data trend for Republic Bank (Ghana)'s FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bank (Ghana) FCF Yield % Chart

Republic Bank (Ghana) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.35 150.45 305.32 58.96 10.42

Republic Bank (Ghana) Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 423.58 -190.13 -25.28 33.67 -101.60

XGHA:RBGH vs PNC: FCF Yield % Comparison

For the Banks - Regional subindustry, Republic Bank (Ghana)'s FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bank (Ghana) FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s FCF Yield % distribution charts can be found below:

* The bar in red indicates where Republic Bank (Ghana)'s FCF Yield % falls into.


XGHA:RBGH
24GF Score
Republic Bank (Ghana) PLC XGHA:RBGH
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Bank (Ghana) FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Republic Bank (Ghana)'s FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=115.384 / 1107.5558
=10.42%

Republic Bank (Ghana)'s annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-1900.023 * 2 / 3740.13074
=-101.60%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -47.89 mean?
Republic Bank (Ghana) (XGHA:RBGH) has a FCF Yield % of -47.89 as of Aug. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Republic Bank (Ghana) and its competitors. According to the industry distribution chart, Republic Bank (Ghana) ranks #1394 out of 1495 companies in the Banks industry, placing it in the top 93.2%.
Is Republic Bank (Ghana)'s FCF Yield % too high?
Republic Bank (Ghana)'s current FCF Yield % is -47.89. Based on the distribution chart, Republic Bank (Ghana) ranks #1394 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Republic Bank (Ghana) has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Republic Bank (Ghana) ranks #1394 out of 1495 companies for FCF Yield %. This places Republic Bank (Ghana) in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Republic Bank (Ghana) and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bank (Ghana)'s current FCF Yield % is -47.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.08, compared to a current price of GHS4.20 — trading 288.9% above its estimated fair value. The current FCF Yield % is -47.89. Republic Bank (Ghana)'s overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current FCF Yield % is -47.89 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued. The current stock price of GHS4.20 is trading 288.9% above its estimated GF Value™ of GHS1.08. GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.

Key valuation signals for XGHA:RBGH:

  • FCF Yield %: -47.89
  • GF Value™: GHS1.08 vs. price of GHS4.20 (288.9% above fair value)
  • GF Score™: 24/100 with 3 warning signs

No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Bank (Ghana) Business Description

Address No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
24GF Score

Get the complete analysis for XGHA:RBGH

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.20
Price
GHS1.08
GF Value