Republic Bank (Ghana)XGHA:RBGH 49 FCF Yield % is 3.45 as of Jul. 13, 2026, which is 91% below its 10-year median of 38.14. GuruFocus rates XGHA:RBGH with a GF Score™ of 49/100 and a GF Value™ of GHS1.07 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,506 Banks companies, Republic Bank (Ghana) ranks worse than 66.73% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Republic Bank (Ghana) FCF Yield % Related Terms
Republic Bank (Ghana) FCF Yield % Historical Data
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The historical data trend for Republic Bank (Ghana)'s FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Republic Bank (Ghana)'s FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Bank (Ghana) FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s FCF Yield % distribution charts can be found below:
* The bar in red indicates where Republic Bank (Ghana)'s FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Republic Bank (Ghana) (XGHA:RBGH) has a FCF Yield % of 3.45 as of Jul. 13, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Republic Bank (Ghana) and its competitors. This is 91% below median its historical median of 38.14. According to the industry distribution chart, Republic Bank (Ghana) ranks #1005 out of 1506 companies in the Banks industry, placing it in the top 66.7%.
Is Republic Bank (Ghana)'s FCF Yield % too high?
Republic Bank (Ghana)'s current FCF Yield % of 3.45 is 91% below median its 10-year median of 38.14. The Banks industry median FCF Yield % is 8.10. Republic Bank (Ghana)'s value of 3.45 is 57.4% below this industry median. Based on the distribution chart, Republic Bank (Ghana) ranks #1005 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Republic Bank (Ghana) has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Republic Bank (Ghana) ranks #1005 out of 1506 companies for FCF Yield %. This places Republic Bank (Ghana) in the lower half of its industry. The industry median FCF Yield % is 8.10. Republic Bank (Ghana)'s value of 3.45 is 57.4% below this benchmark. While the company's 10-year median is 38.14 vs. the industry median of 8.10, Republic Bank (Ghana) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Bank (Ghana)'s current FCF Yield % of 3.45 is 57.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Republic Bank (Ghana) and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bank (Ghana)'s current FCF Yield % is 3.45, which is 91% below median its own 10-year median of 38.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.07, compared to a current price of GHS3.93 — trading 267.3% above its estimated fair value. The current FCF Yield % is 3.45, which is 91% below median its 10-year median of 38.14 and 57.4% below the Banks industry median of 8.10. Republic Bank (Ghana)'s overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current FCF Yield % is 3.45 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued.
The current stock price of GHS3.93 is trading 267.3% above its estimated GF Value™ of GHS1.07.
GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.
Key valuation signals for XGHA:RBGH:
FCF Yield %: 3.45 (91% below median its 10-year median of 38.14)
GF Value™: GHS1.07 vs. price of GHS3.93 (267.3% above fair value)
Industry Position: 57.4% below the Banks median (#1005 of 1506)
No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
49GF Score
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