Republic Bank (Ghana)XGHA:RBGH 49 PEG Ratio is 0.80 as of Jul. 13, 2026, which is 129% above its 10-year median of 0.35. GuruFocus rates XGHA:RBGH with a GF Score™ of 49/100 and a GF Value™ of GHS1.07 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,230 Banks companies, Republic Bank (Ghana) ranks better than 76.02% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Republic Bank (Ghana)'s PEG Ratio or its related term are showing as below:
XGHA:RBGH'
s PEG Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.35 Max: 2.49
Current: 0.8
During the past 13 years, Republic Bank (Ghana)'s highest PEG Ratio was 2.49. The lowest was 0.22. And the median was 0.35.
XGHA:RBGH's PEG Ratio is ranked better than 76.02% of 1230
companies
in the Banks industry
Industry Median: 1.535
vs XGHA:RBGH: 0.80
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Republic Bank (Ghana) (XGHA:RBGH) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Republic Bank (Ghana)'s PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Bank (Ghana) PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s PEG Ratio distribution charts can be found below:
* The bar in red indicates where Republic Bank (Ghana)'s PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Republic Bank (Ghana) (XGHA:RBGH) has a PEG Ratio of 0.80 as of Jul. 13, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Republic Bank (Ghana) and its competitors. This is 129% above median its historical median of 0.35. Over the past decade, Republic Bank (Ghana)'s PEG Ratio has ranged from 0.22 to 2.49. According to the industry distribution chart, Republic Bank (Ghana) ranks #295 out of 1230 companies in the Banks industry, placing it in the top 24%.
Is Republic Bank (Ghana)'s PEG Ratio too high?
Republic Bank (Ghana)'s current PEG Ratio of 0.80 is 129% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 2.49. The Banks industry median PEG Ratio is 1.54. Republic Bank (Ghana)'s value of 0.80 is 47.9% below this industry median. Based on the distribution chart, Republic Bank (Ghana) ranks #295 out of 1230 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Republic Bank (Ghana) has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Republic Bank (Ghana) ranks #295 out of 1230 companies for PEG Ratio. This places Republic Bank (Ghana) in the top 24% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. Republic Bank (Ghana)'s value of 0.80 is 47.9% below this benchmark. Historically, Republic Bank (Ghana)'s own PEG Ratio has ranged from 0.22 to 2.49 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 1.54, Republic Bank (Ghana) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Bank (Ghana)'s current PEG Ratio of 0.80 is 47.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Republic Bank (Ghana) and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bank (Ghana)'s current PEG Ratio is 0.80, which is 129% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.07, compared to a current price of GHS3.93 — trading 267.3% above its estimated fair value. The current PEG Ratio is 0.80, which is 129% above median its 10-year median of 0.35 and 47.9% below the Banks industry median of 1.54. Republic Bank (Ghana)'s overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current PEG Ratio is 0.80 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued.
The current stock price of GHS3.93 is trading 267.3% above its estimated GF Value™ of GHS1.07.
GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.
Key valuation signals for XGHA:RBGH:
PEG Ratio: 0.80 (129% above median its 10-year median of 0.35)
GF Value™: GHS1.07 vs. price of GHS3.93 (267.3% above fair value)
Industry Position: 47.9% below the Banks median (#295 of 1230)
No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
49GF Score
Get the complete analysis for XGHA:RBGH
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