Republic Bank (Ghana) (XGHA:RBGH) EPS without NRI: GHS0.33 (TTM As of Dec. 2025)

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XGHA:RBGH Republic Bank (Ghana) PLC XGHA:RBGH
42 GF Score
Price GHS4.20
GF Value GHS1.08
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Republic Bank (Ghana) EPS without NRI?

Republic Bank (Ghana) XGHA:RBGH +2.94% 42 EPS without NRI is GHS0.33 as of Dec. 2025. GuruFocus rates XGHA:RBGH with a GF Score™ of 42/100 and a GF Value™ of GHS1.08 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,411 Banks companies, Republic Bank (Ghana) ranks worse than 70871.65% on this metric.

Republic Bank (Ghana)'s earnings per share without non-recurring items for the three months ended in Dec. 2025 was GHS0.10. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was GHS0.33.

During the past 12 months, Republic Bank (Ghana)'s average earnings per share (NRI) Growth Rate was 37.30% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Republic Bank (Ghana)'s EPS without NRI or its related term are showing as below:

During the past 13 years, Republic Bank (Ghana)'s highest 3-Year average Earnings Per Share (NRI) Growth Rate was 50.30% per year. The lowest was -13.70% per year. And the median was 33.85% per year.

XGHA:RBGH's 3-Year EPS without NRI Growth Rate is not ranked *
in the Banks industry.
Industry Median: 7.3
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Republic Bank (Ghana)'s EPS (Diluted) for the three months ended in Dec. 2025 was GHS0.10. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was GHS0.33.

Republic Bank (Ghana)'s EPS (Basic) for the three months ended in Dec. 2025 was GHS0.10. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was GHS0.33.


Republic Bank (Ghana)  (XGHA:RBGH) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Republic Bank (Ghana) EPS without NRI Related Terms


Republic Bank (Ghana) EPS without NRI Historical Data

* Premium members only.

The historical data trend for Republic Bank (Ghana)'s EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bank (Ghana) EPS without NRI Chart

Republic Bank (Ghana) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 -0.08 0.16 0.24 0.32

Republic Bank (Ghana) Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.07 0.07 0.08 0.10

XGHA:RBGH vs PNC: EPS without NRI Comparison

For the Banks - Regional subindustry, Republic Bank (Ghana)'s PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bank (Ghana) PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Republic Bank (Ghana)'s PE Ratio without NRI falls into.


XGHA:RBGH
42GF Score
Republic Bank (Ghana) PLC XGHA:RBGH
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Republic Bank (Ghana) EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of GHS0.33 mean?
Republic Bank (Ghana) (XGHA:RBGH) has a EPS without NRI of GHS0.33 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Republic Bank (Ghana) and its competitors. According to the industry distribution chart, Republic Bank (Ghana) ranks #999999 out of 1411 companies in the Banks industry.
Is Republic Bank (Ghana)'s EPS without NRI too high?
Republic Bank (Ghana)'s current EPS without NRI is GHS0.33. Based on the distribution chart, Republic Bank (Ghana) ranks #999999 out of 1411 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Republic Bank (Ghana) has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s EPS without NRI compare to PNC?
According to the Banks industry distribution chart, Republic Bank (Ghana) ranks #999999 out of 1411 companies for EPS without NRI. This places Republic Bank (Ghana) in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Republic Bank (Ghana) and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bank (Ghana)'s current EPS without NRI is GHS0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.08, compared to a current price of GHS4.20 — trading 288.9% above its estimated fair value. The current EPS without NRI is GHS0.33. Republic Bank (Ghana)'s overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current EPS without NRI is GHS0.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued. The current stock price of GHS4.20 is trading 288.9% above its estimated GF Value™ of GHS1.08. GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.

Key valuation signals for XGHA:RBGH:

  • EPS without NRI: GHS0.33
  • GF Value™: GHS1.08 vs. price of GHS4.20 (288.9% above fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Bank (Ghana) Business Description

Address No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
42GF Score

Get the complete analysis for XGHA:RBGH

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.20
Price
GHS1.08
GF Value