Republic Bank (Ghana) (XGHA:RBGH) Book Value per Share: GHS1.61 (As of Jun. 2026)

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XGHA:RBGH Republic Bank (Ghana) PLC XGHA:RBGH
35 GF Score
Price GHS4.20
GF Value GHS1.07
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Republic Bank (Ghana) Book Value per Share?

Republic Bank (Ghana) XGHA:RBGH 35 Book Value per Share is GHS1.61 as of Jun. 2026. GuruFocus rates XGHA:RBGH with a GF Score™ of 35/100 and a GF Value™ of GHS1.07 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Republic Bank (Ghana)'s book value per share for the quarter that ended in Jun. 2026 was GHS1.61.

During the past 12 months, Republic Bank (Ghana)'s average Book Value Per Share Growth Rate was 18.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 23.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 15.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 15.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Republic Bank (Ghana) was 32.70% per year. The lowest was -5.60% per year. And the median was 13.55% per year.

Republic Bank (Ghana)'s current price is GHS4.20. Its book value per share for the quarter that ended in Jun. 2026 was GHS1.61. Hence, today's PB Ratio of Republic Bank (Ghana) is 2.73.

During the past 13 years, the highest P/B Ratio of Republic Bank (Ghana) was 3.62. The lowest was 0.49. And the median was 0.74.


Republic Bank (Ghana)  (XGHA:RBGH) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Republic Bank (Ghana) Book Value per Share Related Terms


Republic Bank (Ghana) Book Value per Share Historical Data

* Premium members only.

The historical data trend for Republic Bank (Ghana)'s Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bank (Ghana) Book Value per Share Chart

Republic Bank (Ghana) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.82 0.98 1.22 1.54

Republic Bank (Ghana) Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.22 1.36 1.54 1.61

XGHA:RBGH vs PNC: Book Value per Share Comparison

For the Banks - Regional subindustry, Republic Bank (Ghana)'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bank (Ghana) PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s PB Ratio distribution charts can be found below:

* The bar in red indicates where Republic Bank (Ghana)'s PB Ratio falls into.


XGHA:RBGH
35GF Score
Republic Bank (Ghana) PLC XGHA:RBGH
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Bank (Ghana) Book Value per Share Calculation

Republic Bank (Ghana)'s Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,313-0)/852
=1.54

Republic Bank (Ghana)'s Book Value Per Share for the quarter that ended in Jun. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,371-0)/852
=1.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of GHS1.61 mean?
Republic Bank (Ghana) (XGHA:RBGH) has a Book Value per Share of GHS1.61 as of Jun. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Republic Bank (Ghana) and its competitors.
Is Republic Bank (Ghana)'s Book Value per Share too high?
Republic Bank (Ghana)'s current Book Value per Share is GHS1.61. Overall, Republic Bank (Ghana) has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s Book Value per Share compare to PNC?
Republic Bank (Ghana)'s Book Value per Share of GHS1.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Republic Bank (Ghana) and its competitors. Republic Bank (Ghana)'s current Book Value per Share is GHS1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.07, compared to a current price of GHS4.20 — trading 292.5% above its estimated fair value. The current Book Value per Share is GHS1.61. Republic Bank (Ghana)'s overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current Book Value per Share is GHS1.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued. The current stock price of GHS4.20 is trading 292.5% above its estimated GF Value™ of GHS1.07. GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.

Key valuation signals for XGHA:RBGH:

  • Book Value per Share: GHS1.61
  • GF Value™: GHS1.07 vs. price of GHS4.20 (292.5% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Bank (Ghana) Business Description

Address No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
35GF Score

Get the complete analysis for XGHA:RBGH

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.20
Price
GHS1.07
GF Value