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Republic Bank (Ghana) (XGHA:RBGH) PB Ratio : 0.46 (As of Jun. 14, 2024)


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What is Republic Bank (Ghana) PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-06-14), Republic Bank (Ghana)'s share price is GHS0.48. Republic Bank (Ghana)'s Book Value per Share for the quarter that ended in Mar. 2024 was GHS1.04. Hence, Republic Bank (Ghana)'s PB Ratio of today is 0.46.

The historical rank and industry rank for Republic Bank (Ghana)'s PB Ratio or its related term are showing as below:

XGHA:RBGH' s PB Ratio Range Over the Past 10 Years
Min: 0.46   Med: 0.66   Max: 2.01
Current: 0.46

During the past 13 years, Republic Bank (Ghana)'s highest PB Ratio was 2.01. The lowest was 0.46. And the median was 0.66.

XGHA:RBGH's PB Ratio is ranked better than
83.34% of 1453 companies
in the Banks industry
Industry Median: 0.84 vs XGHA:RBGH: 0.46

During the past 3 years, the average Book Value Per Share Growth Rate was 9.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Republic Bank (Ghana) was 32.70% per year. The lowest was -5.60% per year. And the median was 13.55% per year.

Back to Basics: PB Ratio


Republic Bank (Ghana) PB Ratio Historical Data

The historical data trend for Republic Bank (Ghana)'s PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Republic Bank (Ghana) PB Ratio Chart

Republic Bank (Ghana) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.55 0.71 0.66 0.49

Republic Bank (Ghana) Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.59 0.59 0.49 0.46

Competitive Comparison of Republic Bank (Ghana)'s PB Ratio

For the Banks - Regional subindustry, Republic Bank (Ghana)'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bank (Ghana)'s PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s PB Ratio distribution charts can be found below:

* The bar in red indicates where Republic Bank (Ghana)'s PB Ratio falls into.



Republic Bank (Ghana) PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Republic Bank (Ghana)'s PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=0.48/1.036
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Republic Bank (Ghana)  (XGHA:RBGH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Republic Bank (Ghana) PB Ratio Related Terms

Thank you for viewing the detailed overview of Republic Bank (Ghana)'s PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Republic Bank (Ghana) (XGHA:RBGH) Business Description

Traded in Other Exchanges
N/A
Address
No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. Its segments are Retail or Consumer Banking, Corporate Banking, Microfinance, and Mortgage Banking where consumer banking involves private banking services, private customer current accounts, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking involves mortgage services; corporate banking provides direct debit facilities, current accounts, overdrafts, loans, and foreign currency; and microfinance banking incorporates savings account, loan and other credit facilities.

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