Republic Bank (Ghana) (XGHA:RBGH) Total Assets: GHS12,335 Mil (As of Dec. 2025)

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XGHA:RBGH Republic Bank (Ghana) PLC XGHA:RBGH
44 GF Score
Price GHS4.00
GF Value GHS1.07
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Republic Bank (Ghana) Total Assets?

Republic Bank (Ghana) XGHA:RBGH 44 Total Assets is GHS12,335 Mil as of Dec. 2025. GuruFocus rates XGHA:RBGH with a GF Score™ of 44/100 and a GF Value™ of GHS1.07 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Republic Bank (Ghana)'s Total Assets for the quarter that ended in Dec. 2025 was GHS12,335 Mil.

During the past 12 months, Republic Bank (Ghana)'s average Total Assets Growth Rate was 23.00% per year. During the past 3 years, the average Total Assets Growth Rate was 23.50% per year. During the past 5 years, the average Total Assets Growth Rate was 17.40% per year. During the past 10 years, the average Total Assets Growth Rate was 18.70% per year.

During the past 13 years, Republic Bank (Ghana)'s highest 3-Year average Total Assets Growth Rate was 50.80%. The lowest was 3.90%. And the median was 19.75%.

Total Assets is connected with ROA %. Republic Bank (Ghana)'s annualized ROA % for the quarter that ended in Dec. 2025 was 3.02%. Total Assets is also linked to Revenue through Asset Turnover. Republic Bank (Ghana)'s Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.


Republic Bank (Ghana)  (XGHA:RBGH) Total Assets Explanation

Total Assets is connected with ROA %.

Republic Bank (Ghana)'s annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=334.824/( (9832.466+12335.201)/ 2 )
=334.824/11083.8335
=3.02 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Republic Bank (Ghana)'s Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=295.757/( (9832.466+12335.201)/ 2 )
=295.757/11083.8335
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Republic Bank (Ghana) Total Assets Related Terms


Republic Bank (Ghana) Total Assets Historical Data

* Premium members only.

The historical data trend for Republic Bank (Ghana)'s Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bank (Ghana) Total Assets Chart

Republic Bank (Ghana) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,253.09 5,107.53 6,962.29 9,593.10 12,335.20

Republic Bank (Ghana) Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,593.10 9,845.21 9,323.02 9,832.47 12,335.20
XGHA:RBGH
44GF Score
Republic Bank (Ghana) PLC XGHA:RBGH
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Bank (Ghana) Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Republic Bank (Ghana)'s Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=1343.633+10991.568
=12,335

Republic Bank (Ghana)'s Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=1343.633+10991.568
=12,335

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of GHS12,335 Mil mean?
Republic Bank (Ghana) (XGHA:RBGH) has a Total Assets of GHS12,335 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Republic Bank (Ghana) and its competitors.
Is Republic Bank (Ghana)'s Total Assets too high?
Republic Bank (Ghana)'s current Total Assets is GHS12,335 Mil. Overall, Republic Bank (Ghana) has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bank (Ghana)'s Total Assets compare to PNC?
Republic Bank (Ghana)'s Total Assets of GHS12,335 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Republic Bank (Ghana) and its competitors. Republic Bank (Ghana)'s current Total Assets is GHS12,335 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bank (Ghana) stock overvalued right now?
Based on GuruFocus' analysis, Republic Bank (Ghana) (XGHA:RBGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.07, compared to a current price of GHS4.00 — trading 273.8% above its estimated fair value. The current Total Assets is GHS12,335 Mil. Republic Bank (Ghana)'s overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Republic Bank (Ghana) (XGHA:RBGH), the current Total Assets is GHS12,335 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bank (Ghana) (XGHA:RBGH) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bank (Ghana) stock appears to be overvalued. The current stock price of GHS4.00 is trading 273.8% above its estimated GF Value™ of GHS1.07. GuruFocus considers Republic Bank (Ghana) to be Significantly Overvalued.

Key valuation signals for XGHA:RBGH:

  • Total Assets: GHS12,335 Mil
  • GF Value™: GHS1.07 vs. price of GHS4.00 (273.8% above fair value)
  • GF Score™: 44/100 with 1 warning sign

No single metric tells the full story. See the XGHA:RBGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Bank (Ghana) Business Description

Address No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. The Group operates through four reporting segments: retail banking, which incorporates private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking, which incorporates mortgage services; corporate banking, which generates maximum revenue and incorporates direct debit facilities, current accounts, deposits, overdrafts, loans, and foreign currency; and microfinance banking, which incorporates savings accounts, deposits, loans, and other credit facilities.
44GF Score

Get the complete analysis for XGHA:RBGH

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.00
Price
GHS1.07
GF Value