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Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Equity-to-Asset Related Terms
Societe d'Equipements Domestiques et Menagers Credit EQDOM Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Equity-to-Asset Chart
Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Equity-to-Asset vs Credit Services Industry
Societe d'Equipements Domestiques et Menagers Credit EQDOM Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a Equity-to-Asset of 0.17 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. This is 15% below median its historical median of 0.20. Over the past decade, Societe d'Equipements Domestiques et Menagers Credit EQDOM's Equity-to-Asset has ranged from 0.17 to 0.21. According to the industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #409 out of 550 companies in the Credit Services industry, placing it in the top 74.4%.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's Equity-to-Asset too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Equity-to-Asset of 0.17 is 15% below median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.21. The Credit Services industry median Equity-to-Asset is 0.40. Societe d'Equipements Domestiques et Menagers Credit EQDOM's value of 0.17 is 57.5% below this industry median. Based on the distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #409 out of 550 companies in the Credit Services industry, which is below the industry midpoint. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 24/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #409 out of 550 companies for Equity-to-Asset. This places Societe d'Equipements Domestiques et Menagers Credit EQDOM in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Societe d'Equipements Domestiques et Menagers Credit EQDOM's value of 0.17 is 57.5% below this benchmark. Historically, Societe d'Equipements Domestiques et Menagers Credit EQDOM's own Equity-to-Asset has ranged from 0.17 to 0.21 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.40, Societe d'Equipements Domestiques et Menagers Credit EQDOM has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Equity-to-Asset of 0.17 is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Equity-to-Asset is 0.17, which is 15% below median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,289.54, compared to a current price of MAD1,495.00 — trading 15.9% above its estimated fair value. The current Equity-to-Asset is 0.17, which is 15% below median its 10-year median of 0.20 and 57.5% below the Credit Services industry median of 0.40. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current Equity-to-Asset is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued.
The current stock price of MAD1,495.00 is trading 15.9% above its estimated GF Value™ of MAD1,289.54.
GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.
Key valuation signals for CAS:EQD:
Equity-to-Asset: 0.17 (15% below median its 10-year median of 0.20)
GF Value™: MAD1,289.54 vs. price of MAD1,495.00 (15.9% above fair value)
Industry Position: 57.5% below the Credit Services median (#409 of 550)
No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
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