CAS:EQD'
s Net Margin % Range Over the Past 10 Years
Min: -0.31 Med: 5.15 Max: 8.42
Current: 5.02
CAS:EQD's Net Margin % is ranked worse than 70.04% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs CAS:EQD: 5.02
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Margin % Related Terms
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Margin % Chart
Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Margin % vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a Net Margin % of 3.54% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. This is 31% below median its historical median of 5.15. According to the industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #374 out of 534 companies in the Credit Services industry, placing it in the top 70%.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's Net Margin % too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net Margin % of 3.54% is 31% below median its 10-year median of 5.15. The Credit Services industry median Net Margin % is 14.52. Societe d'Equipements Domestiques et Menagers Credit EQDOM's value of 3.54% is 75.6% below this industry median. Based on the distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #374 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 24/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #374 out of 534 companies for Net Margin %. This places Societe d'Equipements Domestiques et Menagers Credit EQDOM in the lower half of its industry. The industry median Net Margin % is 14.52. Societe d'Equipements Domestiques et Menagers Credit EQDOM's value of 3.54% is 75.6% below this benchmark. While the company's 10-year median is 5.15 vs. the industry median of 14.52, Societe d'Equipements Domestiques et Menagers Credit EQDOM has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net Margin % of 3.54% is 75.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net Margin % is 3.54%, which is 31% below median its own 10-year median of 5.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,282.25, compared to a current price of MAD1,550.00 — trading 20.9% above its estimated fair value. The current Net Margin % is 3.54%, which is 31% below median its 10-year median of 5.15 and 75.6% below the Credit Services industry median of 14.52. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current Net Margin % is 3.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued.
The current stock price of MAD1,550.00 is trading 20.9% above its estimated GF Value™ of MAD1,282.25.
GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.
Key valuation signals for CAS:EQD:
Net Margin %: 3.54% (31% below median its 10-year median of 5.15)
GF Value™: MAD1,282.25 vs. price of MAD1,550.00 (20.9% above fair value)
Industry Position: 75.6% below the Credit Services median (#374 of 534)
No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Business Description
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
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