Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) OCF Margin %: -8.69% (As of Dec. 2025)


CAS:EQD Societe d'Equipements Domestiques et Menagers Credit EQDOM SA CAS:EQD
24 GF Score
Price MAD1,550.00
GF Value MAD1,282.25
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Societe d'Equipements Domestiques et Menagers Credit EQDOM OCF Margin %?

Societe d'Equipements Domestiques et Menagers Credit EQDOM CAS:EQD 24 OCF Margin % is -8.69% as of Dec. 2025. GuruFocus rates CAS:EQD with a GF Score™ of 24/100 and a GF Value™ of MAD1,282.25 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 531 Credit Services companies, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks better than 51.22% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Societe d'Equipements Domestiques et Menagers Credit EQDOM's Cash Flow from Operations for the six months ended in Dec. 2025 was MAD-88 Mil. Societe d'Equipements Domestiques et Menagers Credit EQDOM's Revenue for the six months ended in Dec. 2025 was MAD1,007 Mil. Therefore, Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % for the quarter that ended in Dec. 2025 was -8.69%.

As of today, Societe d'Equipements Domestiques et Menagers Credit EQDOM's current OCF Yield % is 2.62%.

The historical rank and industry rank for Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % or its related term are showing as below:

CAS:EQD' s OCF Margin % Range Over the Past 10 Years
Min: 0.91   Med: 6.43   Max: 11.87
Current: 3.46


During the past 13 years, the highest OCF Margin % of Societe d'Equipements Domestiques et Menagers Credit EQDOM was 11.87%. The lowest was 0.91%. And the median was 6.43%.

CAS:EQD's OCF Margin % is ranked better than
51.22% of 531 companies
in the Credit Services industry
Industry Median: 2.55 vs CAS:EQD: 3.46


Societe d'Equipements Domestiques et Menagers Credit EQDOM OCF Margin % Related Terms


Societe d'Equipements Domestiques et Menagers Credit EQDOM OCF Margin % Historical Data

* Premium members only.

The historical data trend for Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe d'Equipements Domestiques et Menagers Credit EQDOM OCF Margin % Chart

Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.34 3.95 11.87 3.46

Societe d'Equipements Domestiques et Menagers Credit EQDOM Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.03 17.31 6.49 16.28 -8.69

CAS:EQD vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe d'Equipements Domestiques et Menagers Credit EQDOM OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % falls into.


CAS:EQD
24GF Score
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA CAS:EQD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe d'Equipements Domestiques et Menagers Credit EQDOM OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=67.871/1961.842
=3.46 %

Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-87.557/1007.24
=-8.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -8.69% mean?
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a OCF Margin % of -8.69% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. Over the past decade, Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % has ranged from 0.91 to 11.87. According to the industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #259 out of 531 companies in the Credit Services industry, placing it in the top 48.8%.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current OCF Margin % is -8.69%. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 11.87. Based on the distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #259 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 24/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #259 out of 531 companies for OCF Margin %. This puts Societe d'Equipements Domestiques et Menagers Credit EQDOM in the upper half of its industry. The industry median OCF Margin % is 2.55. Historically, Societe d'Equipements Domestiques et Menagers Credit EQDOM's own OCF Margin % has ranged from 0.91 to 11.87 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current OCF Margin % is -8.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,282.25, compared to a current price of MAD1,550.00 — trading 20.9% above its estimated fair value. The current OCF Margin % is -8.69%. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current OCF Margin % is -8.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?

Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued. The current stock price of MAD1,550.00 is trading 20.9% above its estimated GF Value™ of MAD1,282.25. GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.

Key valuation signals for CAS:EQD:

  • OCF Margin %: -8.69%
  • GF Value™: MAD1,282.25 vs. price of MAD1,550.00 (20.9% above fair value)
  • GF Score™: 24/100 with 4 warning signs

No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe d'Equipements Domestiques et Menagers Credit EQDOM Business Description

Address 127, Corner of Boulevard Zerktouni and Rue Ibnou Bouraid, Casablanca, MAR
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
24GF Score

Get the complete analysis for CAS:EQD

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,550.00
Price
MAD1,282.25
GF Value