In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
CAS:EQD's Price-to-Net-Current-Asset-Value is not ranked *
in the Credit Services industry.
Industry Median: 2.095 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Current Asset Value Related Terms
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net Current Asset Value Chart
Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
CAS:EQD vs V, MA, AXP: Net Current Asset Value Comparison
For the Credit Services subindustry, Societe d'Equipements Domestiques et Menagers Credit EQDOM's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Price-to-Net-Current-Asset-Value vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of MAD0.00 mean?
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a Net Current Asset Value of MAD0.00 as of Dec. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. According to the industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #999999 out of 278 companies in the Credit Services industry.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's Net Current Asset Value too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net Current Asset Value is MAD0.00. Based on the distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #999999 out of 278 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's Net Current Asset Value compare to V and MA?
According to the Credit Services industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #999999 out of 278 companies for Net Current Asset Value. This places Societe d'Equipements Domestiques et Menagers Credit EQDOM in the lower half of its industry. The industry median Net Current Asset Value is 2.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Credit Services company?
The median Net Current Asset Value among Credit Services companies is 2.10, based on 278 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. For the Credit Services industry, the median Net Current Asset Value is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net Current Asset Value is MAD0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,283.66, compared to a current price of MAD1,549.00 — trading 20.7% above its estimated fair value. The current Net Current Asset Value is MAD0.00. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current Net Current Asset Value is MAD0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued.
The current stock price of MAD1,549.00 is trading 20.7% above its estimated GF Value™ of MAD1,283.66.
GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.
Key valuation signals for CAS:EQD:
Net Current Asset Value: MAD0.00
GF Value™: MAD1,283.66 vs. price of MAD1,549.00 (20.7% above fair value)
No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Business Description
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
21GF Score
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