Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Financial Strength: 0 (As of Dec. 2025)

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CAS:EQD Societe d'Equipements Domestiques et Menagers Credit EQDOM SA CAS:EQD
24 GF Score
Price MAD1,480.00
GF Value MAD1,290.95
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Societe d'Equipements Domestiques et Menagers Credit EQDOM Financial Strength?

Societe d'Equipements Domestiques et Menagers Credit EQDOM has the Financial Strength Rank of 0.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Societe d'Equipements Domestiques et Menagers Credit EQDOM's interest coverage with the available data. Societe d'Equipements Domestiques et Menagers Credit EQDOM's debt to revenue ratio for the quarter that ended in Dec. 2025 was 2.88. Altman Z-Score does not apply to banks and insurance companies.

Societe d'Equipements Domestiques et Menagers Credit EQDOM  (CAS:EQD) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Societe d'Equipements Domestiques et Menagers Credit EQDOM has the Financial Strength Rank of 0.

Societe d'Equipements Domestiques et Menagers Credit EQDOM Financial Strength Related Terms

CAS:EQD
24GF Score
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA CAS:EQD
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe d'Equipements Domestiques et Menagers Credit EQDOM Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Societe d'Equipements Domestiques et Menagers Credit EQDOM's Interest Expense for the months ended in Dec. 2025 was MAD-106 Mil. Its Operating Income for the months ended in Dec. 2025 was MAD0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD5,801 Mil.

Societe d'Equipements Domestiques et Menagers Credit EQDOM's Interest Coverage for the quarter that ended in Dec. 2025 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Societe d'Equipements Domestiques et Menagers Credit EQDOM's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 5801.325) / 2014.48
=2.88

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?

Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued. The current stock price of MAD1,480.00 is trading 14.6% above its estimated GF Value™ of MAD1,290.95. GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.

Key valuation signals for CAS:EQD:

  • Financial Strength: 0
  • GF Value™: MAD1,290.95 vs. price of MAD1,480.00 (14.6% above fair value)
  • GF Score™: 24/100 with 5 warning signs

No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe d'Equipements Domestiques et Menagers Credit EQDOM Business Description

Address 127, Corner of Boulevard Zerktouni and Rue Ibnou Bouraid, Casablanca, MAR
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
24GF Score

Get the complete analysis for CAS:EQD

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,480.00
Price
MAD1,290.95
GF Value