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In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
CAS:EQD's Price-to-Net-Net-Working-Capital is not ranked *
in the Credit Services industry.
Industry Median: 6.875 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net-Net Working Capital Related Terms
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net-Net Working Capital Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Net-Net Working Capital Chart
Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
CAS:EQD vs V, MA, AXP: Net-Net Working Capital Comparison
For the Credit Services subindustry, Societe d'Equipements Domestiques et Menagers Credit EQDOM's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Price-to-Net-Net-Working-Capital vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of MAD-4,264.37 mean?
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a Net-Net Working Capital of MAD-4,264.37 as of Dec. 2025. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM According to the industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #999999 out of 76 companies in the Credit Services industry.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's Net-Net Working Capital too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net-Net Working Capital is MAD-4,264.37. Based on the distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #999999 out of 76 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 24/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's Net-Net Working Capital compare to V and MA?
According to the Credit Services industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #999999 out of 76 companies for Net-Net Working Capital. This places Societe d'Equipements Domestiques et Menagers Credit EQDOM in the lower half of its industry. The industry median Net-Net Working Capital is 6.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Credit Services company?
The median Net-Net Working Capital among Credit Services companies is 6.88, based on 76 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM For the Credit Services industry, the median Net-Net Working Capital is 6.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current Net-Net Working Capital is MAD-4,264.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,286.83, compared to a current price of MAD1,570.00 — trading 22% above its estimated fair value. The current Net-Net Working Capital is MAD-4,264.37. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current Net-Net Working Capital is MAD-4,264.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued.
The current stock price of MAD1,570.00 is trading 22% above its estimated GF Value™ of MAD1,286.83.
GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.
Key valuation signals for CAS:EQD:
Net-Net Working Capital: MAD-4,264.37
GF Value™: MAD1,286.83 vs. price of MAD1,570.00 (22% above fair value)
No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
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