Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) ROE % Adjusted to Book Value: 3.33% (As of Dec. 2025)


CAS:EQD Societe d'Equipements Domestiques et Menagers Credit EQDOM SA CAS:EQD
21 GF Score
Price MAD1,550.00
GF Value MAD1,282.25
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Societe d'Equipements Domestiques et Menagers Credit EQDOM ROE % Adjusted to Book Value?

Societe d'Equipements Domestiques et Menagers Credit EQDOM CAS:EQD 21 ROE % Adjusted to Book Value is 3.33% as of Dec. 2025. GuruFocus rates CAS:EQD with a GF Score™ of 21/100 and a GF Value™ of MAD1,282.25 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % for the quarter that ended in Dec. 2025 was 4.86%. Societe d'Equipements Domestiques et Menagers Credit EQDOM's PB Ratio for the quarter that ended in Dec. 2025 was 1.46. Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 3.33%.


Societe d'Equipements Domestiques et Menagers Credit EQDOM ROE % Adjusted to Book Value Related Terms


Societe d'Equipements Domestiques et Menagers Credit EQDOM ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe d'Equipements Domestiques et Menagers Credit EQDOM ROE % Adjusted to Book Value Chart

Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 6.25 5.37 -0.25 4.70

Societe d'Equipements Domestiques et Menagers Credit EQDOM Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 6.89 -6.42 6.12 3.33

CAS:EQD vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe d'Equipements Domestiques et Menagers Credit EQDOM ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value falls into.


CAS:EQD
21GF Score
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA CAS:EQD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe d'Equipements Domestiques et Menagers Credit EQDOM ROE % Adjusted to Book Value Calculation

Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.86% / 1.46
=4.70%

Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.86% / 1.46
=3.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.33% mean?
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a ROE % Adjusted to Book Value of 3.33% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current ROE % Adjusted to Book Value is 3.33%. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value compare to V and MA?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's ROE % Adjusted to Book Value of 3.33% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current ROE % Adjusted to Book Value is 3.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,282.25, compared to a current price of MAD1,550.00 — trading 20.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 3.33%. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current ROE % Adjusted to Book Value is 3.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?

Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued. The current stock price of MAD1,550.00 is trading 20.9% above its estimated GF Value™ of MAD1,282.25. GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.

Key valuation signals for CAS:EQD:

  • ROE % Adjusted to Book Value: 3.33%
  • GF Value™: MAD1,282.25 vs. price of MAD1,550.00 (20.9% above fair value)
  • GF Score™: 21/100 with 4 warning signs

No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe d'Equipements Domestiques et Menagers Credit EQDOM Business Description

Address 127, Corner of Boulevard Zerktouni and Rue Ibnou Bouraid, Casablanca, MAR
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
21GF Score

Get the complete analysis for CAS:EQD

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,550.00
Price
MAD1,282.25
GF Value