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AFBI (Affinity Bancshares) EV-to-FCF : 20.46 (As of Dec. 14, 2024)


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What is Affinity Bancshares EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Affinity Bancshares's Enterprise Value is $146.50 Mil. Affinity Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 was $7.16 Mil. Therefore, Affinity Bancshares's EV-to-FCF for today is 20.46.

The historical rank and industry rank for Affinity Bancshares's EV-to-FCF or its related term are showing as below:

AFBI' s EV-to-FCF Range Over the Past 10 Years
Min: -87.79   Med: 10.84   Max: 29.66
Current: 20.32

During the past 5 years, the highest EV-to-FCF of Affinity Bancshares was 29.66. The lowest was -87.79. And the median was 10.84.

AFBI's EV-to-FCF is ranked worse than
82.55% of 1169 companies
in the Banks industry
Industry Median: 5.97 vs AFBI: 20.32

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2024-12-14), Affinity Bancshares's stock price is $21.83. Affinity Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $0.850. Therefore, Affinity Bancshares's PE Ratio (TTM) for today is 25.68.


Affinity Bancshares EV-to-FCF Historical Data

The historical data trend for Affinity Bancshares's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Affinity Bancshares EV-to-FCF Chart

Affinity Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
- - 3.91 13.51 12.59

Affinity Bancshares Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.57 12.59 14.69 28.23 20.08

Competitive Comparison of Affinity Bancshares's EV-to-FCF

For the Banks - Regional subindustry, Affinity Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Affinity Bancshares's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Affinity Bancshares's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Affinity Bancshares's EV-to-FCF falls into.



Affinity Bancshares EV-to-FCF Calculation

Affinity Bancshares's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=146.498/7.161
=20.46

Affinity Bancshares's current Enterprise Value is $146.50 Mil.
Affinity Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.16 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Affinity Bancshares  (NAS:AFBI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Affinity Bancshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=21.83/0.850
=25.68

Affinity Bancshares's share price for today is $21.83.
Affinity Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.850.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Affinity Bancshares EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Affinity Bancshares's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Affinity Bancshares Business Description

Traded in Other Exchanges
N/A
Address
3175 Highway 278, Covington, GA, USA, 30014
Affinity Bancshares Inc is a holding company of Affinity Bank, a federally chartered stock savings bank that offers a variety of deposit accounts, including checking accounts, savings accounts, and certificate of deposit accounts. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans, and residential real estate loans, construction and land loans, and consumer loans. It also invests in securities, which consist of mortgage-backed securities and obligations issued by United States government-sponsored enterprises and Federal Home Loan Bank stock.
Executives
Howard G Roberts director 3175 HIGHWAY 278, COVINGTON GA 30014
Robin S Reich director 3175 HIGHWAY 278, COVINGTON GA 30014
Edward John Cooney director, officer: CEO 3175 HIGHWAY 278, COVINGTON GA 30014
Robert Vickers director 3175 HIGHWAY 278, COVINGTON GA 30014
Kenneth R Lehman 10 percent owner 122 N GORDON ROAD, FT LAUDERDALE FL 33301
Clark Nelson officer: EVP and CCO 3175 HIGHWAY 278, COVINGTON GA 30014
Elizabeth Galazka officer: EVP-Lending 3175 HIGHWAY 278, COVINGTON GA 30014
Brandi C Pajot officer: SVP - Chief Financial Officer 3175 HIGHWAY 278, COVINGTON GA 30014
Gregory J. Proffitt officer: President 3175 HIGHWAY 278, COVINGTON GA 30014
Tessa M. Nolan officer: SVP and CFO 3175 HIGHWAY 278, COVINGTON GA 30014
Fortson William D. Jr. director 3175 HIGHWAY 278, COVINGTON GA 30014
Bob W. Richardson director 3175 HIGHWAY 278, COVINGTON GA 30014
Edward P. Stone director 3175 HIGHWAY 278, COVINGTON GA 30014
Marshall L. Ginn director 3175 HIGHWAY 278, COVINGTON GA 30014
Mark J Ross director 3175 HIGHWAY 278, COVINGTON GA 30014