AIB GroupAIBRF -3.44%69 EV-to-FCF is -1.05 as of Jun. 26, 2026. GuruFocus rates AIBRF with a GF Score™ of 69/100 and a GF Value™ of $7.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,195 Banks companies, AIB Group ranks better than 89.46% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, AIB Group's Enterprise Value is $-10,132 Mil.
AIB Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $9,609 Mil. Therefore, AIB Group's EV-to-FCF for today is -1.05.
The historical rank and industry rank for AIB Group's EV-to-FCF or its related term are showing as below:
AIBRF'
s EV-to-FCF Range Over the Past 10 Years
Min: -69.33 Med: -0.89 Max: 15.97
Current: -1.05
During the past 13 years, the highest EV-to-FCF of AIB Group was 15.97. The lowest was -69.33. And the median was -0.89.
AIBRF's EV-to-FCF is ranked better than 89.46% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs AIBRF: -1.05
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AIB Group's share price for today is $11.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AIB Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.086.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AIB Group EV-to-FCF Related Terms
AIB Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for AIB Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AIB Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIB Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, AIB Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where AIB Group's EV-to-FCF falls into.
AIB Group's current Enterprise Value is $-10,132 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AIB Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $9,609 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIB Group (AIBRF) has a EV-to-FCF of -1.05 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AIB Group and its competitors. According to the industry distribution chart, AIB Group ranks #126 out of 1195 companies in the Banks industry, placing it in the top 10.5%.
Is AIB Group's EV-to-FCF too high?
AIB Group's current EV-to-FCF is -1.05. Based on the distribution chart, AIB Group ranks #126 out of 1195 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AIB Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, AIB Group ranks #126 out of 1195 companies for EV-to-FCF. This places AIB Group in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AIB Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIB Group's current EV-to-FCF is -1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (AIBRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.15, compared to a current price of $11.50 — trading 60.8% above its estimated fair value. The current EV-to-FCF is -1.05. AIB Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For AIB Group (AIBRF), the current EV-to-FCF is -1.05 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIB Group (AIBRF) Overvalued in 2026?
Based on GuruFocus' analysis, AIB Group stock appears to be overvalued.
The current stock price of $11.50 is trading 60.8% above its estimated GF Value™ of $7.15.
GuruFocus considers AIB Group to be Significantly Overvalued.
Key valuation signals for AIBRF:
EV-to-FCF: -1.05
GF Value™: $7.15 vs. price of $11.50 (60.8% above fair value)
No single metric tells the full story. See the AIBRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
69GF Score
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