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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Micro Leasing PCL's Enterprise Value is ฿2,155.7 Mil.
Micro Leasing PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ฿666.6 Mil. Therefore, Micro Leasing PCL's EV-to-FCF for today is 3.23.
The historical rank and industry rank for Micro Leasing PCL's EV-to-FCF or its related term are showing as below:
BKK:MICRO'
s EV-to-FCF Range Over the Past 10 Years
Min: -81.76 Med: -5.89 Max: 686.54
Current: 3.11
During the past 8 years, the highest EV-to-FCF of Micro Leasing PCL was 686.54. The lowest was -81.76. And the median was -5.89.
BKK:MICRO's EV-to-FCF is ranked better than 84.85% of 264
companies
in the Credit Services industry
Industry Median: 13.455
vs BKK:MICRO: 3.11
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Micro Leasing PCL's PE Ratio (TTM) for today is calculated as:
Micro Leasing PCL's share price for today is ฿1.22.
Micro Leasing PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0.039.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Micro Leasing PCL EV-to-FCF Related Terms
Micro Leasing PCL EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Micro Leasing PCL's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Micro Leasing PCL's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Micro Leasing PCL EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Micro Leasing PCL's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Micro Leasing PCL's EV-to-FCF falls into.
Micro Leasing PCL's current Enterprise Value is ฿2,155.7 Mil.
Micro Leasing PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿666.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Micro Leasing PCL (BKK:MICRO) has a EV-to-FCF of 3.23 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Micro Leasing PCL and its competitors. According to the industry distribution chart, Micro Leasing PCL ranks #40 out of 264 companies in the Credit Services industry, placing it in the top 15.2%.
Is Micro Leasing PCL's EV-to-FCF too high?
Micro Leasing PCL's current EV-to-FCF is 3.23. The Credit Services industry median EV-to-FCF is 13.46. Micro Leasing PCL's value of 3.23 is 76% below this industry median. Based on the distribution chart, Micro Leasing PCL ranks #40 out of 264 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Micro Leasing PCL has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Micro Leasing PCL's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Micro Leasing PCL ranks #40 out of 264 companies for EV-to-FCF. This places Micro Leasing PCL in the top 15% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 13.46. Micro Leasing PCL's value of 3.23 is 76% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Micro Leasing PCL's current EV-to-FCF of 3.23 is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Micro Leasing PCL and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Micro Leasing PCL's current EV-to-FCF is 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Micro Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿1.08, compared to a current price of ฿1.22 — trading 13% above its estimated fair value. The current EV-to-FCF is 3.23 and 76% below the Credit Services industry median of 13.46. Micro Leasing PCL's overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current EV-to-FCF is 3.23 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?
Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be overvalued.
The current stock price of ฿1.22 is trading 13% above its estimated GF Value™ of ฿1.08.
GuruFocus considers Micro Leasing PCL to be Modestly Overvalued.
Key valuation signals for BKK:MICRO:
EV-to-FCF: 3.23
GF Value™: ฿1.08 vs. price of ฿1.22 (13% above fair value)
Industry Position: 76% below the Credit Services median (#40 of 264)
No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.
77GF Score
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