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SG Capital PCLBKK:SGC +8.59%48 EV-to-FCF is 38.34 as of Jul. 14, 2026, which is 118% above its 10-year median of 17.55. GuruFocus rates BKK:SGC with a GF Score™ of 48/100 and a GF Value™ of ฿0.93 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 264 Credit Services companies, SG Capital PCL ranks worse than 72.35% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SG Capital PCL's Enterprise Value is ฿16,549 Mil.
SG Capital PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ฿432 Mil. Therefore, SG Capital PCL's EV-to-FCF for today is 38.34.
The historical rank and industry rank for SG Capital PCL's EV-to-FCF or its related term are showing as below:
BKK:SGC'
s EV-to-FCF Range Over the Past 10 Years
Min: -18.37 Med: 17.55 Max: 165.46
Current: 37.33
During the past 7 years, the highest EV-to-FCF of SG Capital PCL was 165.46. The lowest was -18.37. And the median was 17.55.
BKK:SGC's EV-to-FCF is ranked worse than 72.35% of 264
companies
in the Credit Services industry
Industry Median: 13.455
vs BKK:SGC: 37.33
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SG Capital PCL's PE Ratio (TTM) for today is calculated as:
SG Capital PCL's share price for today is ฿1.77.
SG Capital PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0.083.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SG Capital PCL EV-to-FCF Related Terms
SG Capital PCL EV-to-FCF Historical Data
* Premium members only.
The historical data trend for SG Capital PCL's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SG Capital PCL's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SG Capital PCL EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SG Capital PCL's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SG Capital PCL's EV-to-FCF falls into.
SG Capital PCL's current Enterprise Value is ฿16,549 Mil.
SG Capital PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿432 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SG Capital PCL (BKK:SGC) has a EV-to-FCF of 38.34 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SG Capital PCL and its competitors. This is 118% above median its historical median of 17.55. According to the industry distribution chart, SG Capital PCL ranks #191 out of 264 companies in the Credit Services industry, placing it in the top 72.3%.
Is SG Capital PCL's EV-to-FCF too high?
SG Capital PCL's current EV-to-FCF of 38.34 is 118% above median its 10-year median of 17.55. The Credit Services industry median EV-to-FCF is 13.46. SG Capital PCL's value of 38.34 is 184.9% above this industry median. Based on the distribution chart, SG Capital PCL ranks #191 out of 264 companies in the Credit Services industry, which is below the industry midpoint. Overall, SG Capital PCL has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SG Capital PCL's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, SG Capital PCL ranks #191 out of 264 companies for EV-to-FCF. This places SG Capital PCL in the lower half of its industry. The industry median EV-to-FCF is 13.46. SG Capital PCL's value of 38.34 is 184.9% above this benchmark. While the company's 10-year median is 17.55 vs. the industry median of 13.46, SG Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SG Capital PCL's current EV-to-FCF of 38.34 is 184.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SG Capital PCL and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SG Capital PCL's current EV-to-FCF is 38.34, which is 118% above median its own 10-year median of 17.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SG Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.93, compared to a current price of ฿1.77 — trading 90.3% above its estimated fair value. The current EV-to-FCF is 38.34, which is 118% above median its 10-year median of 17.55 and 184.9% above the Credit Services industry median of 13.46. SG Capital PCL's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current EV-to-FCF is 38.34 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SG Capital PCL (BKK:SGC) Overvalued in 2026?
Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued.
The current stock price of ฿1.77 is trading 90.3% above its estimated GF Value™ of ฿0.93.
GuruFocus considers SG Capital PCL to be Significantly Overvalued.
Key valuation signals for BKK:SGC:
EV-to-FCF: 38.34 (118% above median its 10-year median of 17.55)
GF Value™: ฿0.93 vs. price of ฿1.77 (90.3% above fair value)
Industry Position: 184.9% above the Credit Services median (#191 of 264)
No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
48GF Score
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