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Mutual Trust BankDHA:MTB 87 EV-to-FCF is 0.99 as of Jul. 15, 2026, which is 45% below its 10-year median of 1.81. GuruFocus rates DHA:MTB with a GF Score™ of 87/100 and a GF Value™ of BDT11.68 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,199 Banks companies, Mutual Trust Bank ranks better than 77.06% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mutual Trust Bank's Enterprise Value is BDT32,344 Mil.
Mutual Trust Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT32,557 Mil. Therefore, Mutual Trust Bank's EV-to-FCF for today is 0.99.
The historical rank and industry rank for Mutual Trust Bank's EV-to-FCF or its related term are showing as below:
DHA:MTB'
s EV-to-FCF Range Over the Past 10 Years
Min: -214.91 Med: 1.81 Max: 149.99
Current: 0.98
During the past 13 years, the highest EV-to-FCF of Mutual Trust Bank was 149.99. The lowest was -214.91. And the median was 1.81.
DHA:MTB's EV-to-FCF is ranked better than 77.06% of 1199
companies
in the Banks industry
Industry Median: 6.57
vs DHA:MTB: 0.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mutual Trust Bank's PE Ratio (TTM) for today is calculated as:
Mutual Trust Bank's share price for today is BDT14.00.
Mutual Trust Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT2.726.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mutual Trust Bank EV-to-FCF Related Terms
Mutual Trust Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Mutual Trust Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mutual Trust Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Trust Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Mutual Trust Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Mutual Trust Bank's EV-to-FCF falls into.
Mutual Trust Bank's current Enterprise Value is BDT32,344 Mil.
Mutual Trust Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT32,557 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Trust Bank (DHA:MTB) has a EV-to-FCF of 0.99 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mutual Trust Bank and its competitors. This is 45% below median its historical median of 1.81. According to the industry distribution chart, Mutual Trust Bank ranks #275 out of 1199 companies in the Banks industry, placing it in the top 22.9%.
Is Mutual Trust Bank's EV-to-FCF too high?
Mutual Trust Bank's current EV-to-FCF of 0.99 is 45% below median its 10-year median of 1.81. The Banks industry median EV-to-FCF is 6.57. Mutual Trust Bank's value of 0.99 is 84.9% below this industry median. Based on the distribution chart, Mutual Trust Bank ranks #275 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mutual Trust Bank has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Trust Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Mutual Trust Bank ranks #275 out of 1199 companies for EV-to-FCF. This places Mutual Trust Bank in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. Mutual Trust Bank's value of 0.99 is 84.9% below this benchmark. While the company's 10-year median is 1.81 vs. the industry median of 6.57, Mutual Trust Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mutual Trust Bank's current EV-to-FCF of 0.99 is 84.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mutual Trust Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Trust Bank's current EV-to-FCF is 0.99, which is 45% below median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Mutual Trust Bank (DHA:MTB) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT11.68, compared to a current price of BDT14.00 — trading 19.9% above its estimated fair value. The current EV-to-FCF is 0.99, which is 45% below median its 10-year median of 1.81 and 84.9% below the Banks industry median of 6.57. Mutual Trust Bank's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mutual Trust Bank (DHA:MTB), the current EV-to-FCF is 0.99 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Trust Bank (DHA:MTB) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Trust Bank stock appears to be overvalued.
The current stock price of BDT14.00 is trading 19.9% above its estimated GF Value™ of BDT11.68.
GuruFocus considers Mutual Trust Bank to be Modestly Overvalued.
Key valuation signals for DHA:MTB:
EV-to-FCF: 0.99 (45% below median its 10-year median of 1.81)
GF Value™: BDT11.68 vs. price of BDT14.00 (19.9% above fair value)
Industry Position: 84.9% below the Banks median (#275 of 1199)
No single metric tells the full story. See the DHA:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Trust Bank PLC is a company that engages in the provision of various commercial banking and related services. Its products and services include savings and current accounts, and fixed deposits; personal, auto, home, home equity, and professional's loan products; overdraft facilities; credit cards; and locker services. The company's reportable segments include DBO (Domestic Banking Operation), OBU (Offshore Banking Unit), MTB Securities Limited, and MTB Capital Limited.
87GF Score
Get the complete analysis for DHA:MTB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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