BRD-Groupe Societe GeneraleFRA:76B +1.93%49 EV-to-FCF is 4.11 as of Jul. 03, 2026, which is 542% above its 10-year median of 0.64. GuruFocus rates FRA:76B with a GF Score™ of 49/100 and a GF Value™ of €4.13 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,193 Banks companies, BRD-Groupe Societe Generale ranks better than 63.2% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BRD-Groupe Societe Generale's Enterprise Value is €3,579.8 Mil.
BRD-Groupe Societe Generale's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €870.0 Mil. Therefore, BRD-Groupe Societe Generale's EV-to-FCF for today is 4.11.
The historical rank and industry rank for BRD-Groupe Societe Generale's EV-to-FCF or its related term are showing as below:
FRA:76B'
s EV-to-FCF Range Over the Past 10 Years
Min: -60.64 Med: 0.64 Max: 13.39
Current: 3.51
During the past 13 years, the highest EV-to-FCF of BRD-Groupe Societe Generale was 13.39. The lowest was -60.64. And the median was 0.64.
FRA:76B's EV-to-FCF is ranked better than 63.2% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs FRA:76B: 3.51
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BRD-Groupe Societe Generale (FRA:76B) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BRD-Groupe Societe Generale's PE Ratio (TTM) for today is calculated as:
BRD-Groupe Societe Generale's share price for today is €6.88.
BRD-Groupe Societe Generale's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.426.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BRD-Groupe Societe Generale EV-to-FCF Related Terms
BRD-Groupe Societe Generale EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BRD-Groupe Societe Generale's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRD-Groupe Societe Generale EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where BRD-Groupe Societe Generale's EV-to-FCF falls into.
BRD-Groupe Societe Generale's current Enterprise Value is €3,579.8 Mil.
BRD-Groupe Societe Generale's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €870.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRD-Groupe Societe Generale (FRA:76B) has a EV-to-FCF of 4.11 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BRD-Groupe Societe Generale and its competitors. This is 542% above median its historical median of 0.64. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #439 out of 1193 companies in the Banks industry, placing it in the top 36.8%.
Is BRD-Groupe Societe Generale's EV-to-FCF too high?
BRD-Groupe Societe Generale's current EV-to-FCF of 4.11 is 542% above median its 10-year median of 0.64. The Banks industry median EV-to-FCF is 6.61. BRD-Groupe Societe Generale's value of 4.11 is 37.8% below this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #439 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, BRD-Groupe Societe Generale has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #439 out of 1193 companies for EV-to-FCF. This puts BRD-Groupe Societe Generale in the upper half of its industry. The industry median EV-to-FCF is 6.61. BRD-Groupe Societe Generale's value of 4.11 is 37.8% below this benchmark. While the company's 10-year median is 0.64 vs. the industry median of 6.61, BRD-Groupe Societe Generale has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current EV-to-FCF of 4.11 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current EV-to-FCF is 4.11, which is 542% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.13, compared to a current price of €6.88 — trading 66.6% above its estimated fair value. The current EV-to-FCF is 4.11, which is 542% above median its 10-year median of 0.64 and 37.8% below the Banks industry median of 6.61. BRD-Groupe Societe Generale's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current EV-to-FCF is 4.11 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued.
The current stock price of €6.88 is trading 66.6% above its estimated GF Value™ of €4.13.
GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.
Key valuation signals for FRA:76B:
EV-to-FCF: 4.11 (542% above median its 10-year median of 0.64)
GF Value™: €4.13 vs. price of €6.88 (66.6% above fair value)
Industry Position: 37.8% below the Banks median (#439 of 1193)
No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
49GF Score
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