The historical rank and industry rank for PICC Property and Casualty Co's EV-to-FCF or its related term are showing as below:
FRA:PJC'
s EV-to-FCF Range Over the Past 10 Years
Min: -1254.92 Med: -122.19 Max: -64.01
Current: -109.41
During the past 13 years, the highest EV-to-FCF of PICC Property and Casualty Co was -64.01. The lowest was -1254.92. And the median was -122.19.
FRA:PJC's EV-to-FCF is ranked worse than 100% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs FRA:PJC: -109.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PICC Property and Casualty Co (FRA:PJC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PICC Property and Casualty Co's PE Ratio (TTM) for today is calculated as:
PICC Property and Casualty Co's share price for today is €1.5535.
PICC Property and Casualty Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.086.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PICC Property and Casualty Co EV-to-FCF Related Terms
PICC Property and Casualty Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's EV-to-FCF falls into.
PICC Property and Casualty Co's current Enterprise Value is €36,723 Mil.
PICC Property and Casualty Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-328 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (FRA:PJC) has a EV-to-FCF of -111.94 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PICC Property and Casualty Co and its competitors. According to the industry distribution chart, PICC Property and Casualty Co ranks #999999 out of 395 companies in the Insurance industry.
Is PICC Property and Casualty Co's EV-to-FCF too high?
PICC Property and Casualty Co's current EV-to-FCF is -111.94. Based on the distribution chart, PICC Property and Casualty Co ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PICC Property and Casualty Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #999999 out of 395 companies for EV-to-FCF. This places PICC Property and Casualty Co in the lower half of its industry. The industry median EV-to-FCF is 9.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current EV-to-FCF is -111.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Fairly Valued. The stock's GF Value™ is €1.42, compared to a current price of €1.55 — trading 9.4% above its estimated fair value. The current EV-to-FCF is -111.94. PICC Property and Casualty Co's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current EV-to-FCF is -111.94 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of €1.55 is trading 9.4% above its estimated GF Value™ of €1.42.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for FRA:PJC:
EV-to-FCF: -111.94
GF Value™: €1.42 vs. price of €1.55 (9.4% above fair value)
No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
72GF Score
Get the complete analysis for FRA:PJC
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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