Firstsun Capital BancorpFSUN -0.70%65 EV-to-FCF is 21.49 as of Jun. 25, 2026, which is 287% above its 10-year median of 5.55. GuruFocus rates FSUN with a GF Score™ of 65/100 and a GF Value™ of $45.11 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,193 Banks companies, Firstsun Capital Bancorp ranks worse than 84.33% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Firstsun Capital Bancorp's Enterprise Value is $1,408.1 Mil.
Firstsun Capital Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $65.5 Mil. Therefore, Firstsun Capital Bancorp's EV-to-FCF for today is 21.49.
The historical rank and industry rank for Firstsun Capital Bancorp's EV-to-FCF or its related term are showing as below:
FSUN'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.72 Med: 5.55 Max: 21.86
Current: 21.49
During the past 7 years, the highest EV-to-FCF of Firstsun Capital Bancorp was 21.86. The lowest was 1.72. And the median was 5.55.
FSUN's EV-to-FCF is ranked worse than 84.33% of 1193
companies
in the Banks industry
Industry Median: 6.52
vs FSUN: 21.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Firstsun Capital Bancorp (NAS:FSUN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Firstsun Capital Bancorp's PE Ratio (TTM) for today is calculated as:
Firstsun Capital Bancorp's share price for today is $37.575.
Firstsun Capital Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.390.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Firstsun Capital Bancorp EV-to-FCF Related Terms
Firstsun Capital Bancorp EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Firstsun Capital Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstsun Capital Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Firstsun Capital Bancorp's EV-to-FCF falls into.
Firstsun Capital Bancorp's current Enterprise Value is $1,408.1 Mil.
Firstsun Capital Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $65.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstsun Capital Bancorp (FSUN) has a EV-to-FCF of 21.49 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Firstsun Capital Bancorp and its competitors. This is 287% above median its historical median of 5.55. Over the past decade, Firstsun Capital Bancorp's EV-to-FCF has ranged from 1.72 to 21.86. According to the industry distribution chart, Firstsun Capital Bancorp ranks #1006 out of 1193 companies in the Banks industry, placing it in the top 84.3%.
Is Firstsun Capital Bancorp's EV-to-FCF too high?
Firstsun Capital Bancorp's current EV-to-FCF of 21.49 is 287% above median its 10-year median of 5.55. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 21.86. The Banks industry median EV-to-FCF is 6.52. Firstsun Capital Bancorp's value of 21.49 is 229.6% above this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #1006 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firstsun Capital Bancorp has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's EV-to-FCF compare to DCOM and GABC?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #1006 out of 1193 companies for EV-to-FCF. This places Firstsun Capital Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.52. Firstsun Capital Bancorp's value of 21.49 is 229.6% above this benchmark. Historically, Firstsun Capital Bancorp's own EV-to-FCF has ranged from 1.72 to 21.86 over the past decade. While the company's 10-year median is 5.55 vs. the industry median of 6.52, Firstsun Capital Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current EV-to-FCF of 21.49 is 229.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Firstsun Capital Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current EV-to-FCF is 21.49, which is 287% above median its own 10-year median of 5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.11, compared to a current price of $37.58 — trading 16.7% below its estimated fair value. The current EV-to-FCF is 21.49, which is 287% above median its 10-year median of 5.55 and 229.6% above the Banks industry median of 6.52. Firstsun Capital Bancorp's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current EV-to-FCF is 21.49 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?
Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued.
The current stock price of $37.58 is trading 16.7% below its estimated GF Value™ of $45.11.
GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.
Key valuation signals for FSUN:
EV-to-FCF: 21.49 (287% above median its 10-year median of 5.55)
GF Value™: $45.11 vs. price of $37.58 (16.7% below fair value)
Industry Position: 229.6% above the Banks median (#1006 of 1193)
No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
65GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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