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What is Home Federal Bancorp of louisiana EV-to-FCF?
Home Federal Bancorp of louisianaHFBL 62 EV-to-FCF is 8.74 as of Jul. 30, 2026, which is 77% above its 10-year median of 4.93. GuruFocus rates HFBL with a GF Score™ of 62/100 and a GF Value™ of $15.64 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,191 Banks companies, Home Federal Bancorp of louisiana ranks worse than 55.08% on this metric.
HFBL'
s EV-to-FCF Range Over the Past 10 Years
Min: -245.47 Med: 4.93 Max: 3517.79
Current: 8.74
During the past 13 years, the highest EV-to-FCF of Home Federal Bancorp of louisiana was 3517.79. The lowest was -245.47. And the median was 4.93.
HFBL's EV-to-FCF is ranked worse than 55.08% of 1191
companies
in the Banks industry
Industry Median: 7.24
vs HFBL: 8.74
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Home Federal Bancorp of louisiana (NAS:HFBL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Home Federal Bancorp of louisiana's PE Ratio (TTM) for today is calculated as:
Home Federal Bancorp of louisiana's share price for today is $22.99.
Home Federal Bancorp of louisiana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.920.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Home Federal Bancorp of louisiana EV-to-FCF Related Terms
Home Federal Bancorp of louisiana EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Federal Bancorp of louisiana EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Home Federal Bancorp of louisiana's EV-to-FCF falls into.
Home Federal Bancorp of louisiana's current Enterprise Value is $46.82 Mil.
Home Federal Bancorp of louisiana's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.36 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home Federal Bancorp of louisiana (HFBL) has a EV-to-FCF of 8.74 as of Jul. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Home Federal Bancorp of louisiana and its competitors. This is 77% above median its historical median of 4.93. According to the industry distribution chart, Home Federal Bancorp of louisiana ranks #656 out of 1191 companies in the Banks industry, placing it in the top 55.1%.
Is Home Federal Bancorp of louisiana's EV-to-FCF too high?
Home Federal Bancorp of louisiana's current EV-to-FCF of 8.74 is 77% above median its 10-year median of 4.93. The Banks industry median EV-to-FCF is 7.24. Home Federal Bancorp of louisiana's value of 8.74 is 20.7% above this industry median. Based on the distribution chart, Home Federal Bancorp of louisiana ranks #656 out of 1191 companies in the Banks industry, which is below the industry midpoint. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's EV-to-FCF compare to CLST and NSTS?
According to the Banks industry distribution chart, Home Federal Bancorp of louisiana ranks #656 out of 1191 companies for EV-to-FCF. This places Home Federal Bancorp of louisiana in the lower half of its industry. The industry median EV-to-FCF is 7.24. Home Federal Bancorp of louisiana's value of 8.74 is 20.7% above this benchmark. While the company's 10-year median is 4.93 vs. the industry median of 7.24, Home Federal Bancorp of louisiana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Federal Bancorp of louisiana's current EV-to-FCF of 8.74 is 20.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Home Federal Bancorp of louisiana and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Federal Bancorp of louisiana's current EV-to-FCF is 8.74, which is 77% above median its own 10-year median of 4.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.64, compared to a current price of $22.99 — trading 47% above its estimated fair value. The current EV-to-FCF is 8.74, which is 77% above median its 10-year median of 4.93 and 20.7% above the Banks industry median of 7.24. Home Federal Bancorp of louisiana's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current EV-to-FCF is 8.74 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued.
The current stock price of $22.99 is trading 47% above its estimated GF Value™ of $15.64.
GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.
Key valuation signals for HFBL:
EV-to-FCF: 8.74 (77% above median its 10-year median of 4.93)
GF Value™: $15.64 vs. price of $22.99 (47% above fair value)
Industry Position: 20.7% above the Banks median (#656 of 1191)
No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Federal Bancorp of louisiana Business Description
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
62GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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