EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Amar Indonesia Tbk's Enterprise Value is Rp3,061,242 Mil.
PT Bank Amar Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp253,075 Mil. Therefore, PT Bank Amar Indonesia Tbk's EV-to-FCF for today is 12.10.
The historical rank and industry rank for PT Bank Amar Indonesia Tbk's EV-to-FCF or its related term are showing as below:
ISX:AMAR'
s EV-to-FCF Range Over the Past 10 Years
Min: -15.62 Med: 3.07 Max: 69.44
Current: 12.1
During the past 10 years, the highest EV-to-FCF of PT Bank Amar Indonesia Tbk was 69.44. The lowest was -15.62. And the median was 3.07.
ISX:AMAR's EV-to-FCF is ranked worse than 68.48% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs ISX:AMAR: 12.10
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Amar Indonesia Tbk (ISX:AMAR) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Amar Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank Amar Indonesia Tbk's share price for today is Rp206.00.
PT Bank Amar Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp14.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank Amar Indonesia Tbk EV-to-FCF Related Terms
PT Bank Amar Indonesia Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Amar Indonesia Tbk EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank Amar Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Amar Indonesia Tbk EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Amar Indonesia Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Bank Amar Indonesia Tbk's EV-to-FCF falls into.
PT Bank Amar Indonesia Tbk's current Enterprise Value is Rp3,061,242 Mil.
PT Bank Amar Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp253,075 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Amar Indonesia Tbk (ISX:AMAR) has a EV-to-FCF of 12.10 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Amar Indonesia Tbk and its competitors. This is 294% above median its historical median of 3.07. According to the industry distribution chart, PT Bank Amar Indonesia Tbk ranks #819 out of 1196 companies in the Banks industry, placing it in the top 68.5%.
Is PT Bank Amar Indonesia Tbk's EV-to-FCF too high?
PT Bank Amar Indonesia Tbk's current EV-to-FCF of 12.10 is 294% above median its 10-year median of 3.07. The Banks industry median EV-to-FCF is 6.57. PT Bank Amar Indonesia Tbk's value of 12.10 is 84.3% above this industry median. Based on the distribution chart, PT Bank Amar Indonesia Tbk ranks #819 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Amar Indonesia Tbk has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Amar Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Amar Indonesia Tbk ranks #819 out of 1196 companies for EV-to-FCF. This places PT Bank Amar Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.57. PT Bank Amar Indonesia Tbk's value of 12.10 is 84.3% above this benchmark. While the company's 10-year median is 3.07 vs. the industry median of 6.57, PT Bank Amar Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Amar Indonesia Tbk's current EV-to-FCF of 12.10 is 84.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Amar Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Amar Indonesia Tbk's current EV-to-FCF is 12.10, which is 294% above median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Amar Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk (ISX:AMAR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp310.45, compared to a current price of Rp206.00 — trading 33.6% below its estimated fair value. The current EV-to-FCF is 12.10, which is 294% above median its 10-year median of 3.07 and 84.3% above the Banks industry median of 6.57. PT Bank Amar Indonesia Tbk's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Amar Indonesia Tbk (ISX:AMAR), the current EV-to-FCF is 12.10 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Amar Indonesia Tbk (ISX:AMAR) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Amar Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp206.00 is trading 33.6% below its estimated GF Value™ of Rp310.45.
GuruFocus considers PT Bank Amar Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:AMAR:
EV-to-FCF: 12.10 (294% above median its 10-year median of 3.07)
GF Value™: Rp310.45 vs. price of Rp206.00 (33.6% below fair value)
Industry Position: 84.3% above the Banks median (#819 of 1196)
No single metric tells the full story. See the ISX:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Amar Indonesia Tbk is engaged in providing banking activities. The company's operating segments include Online, Brick and Mortar, and Head Office. It generates maximum revenue from the Online segment. The Online segment comprises activities related to digital products and services. Its brick-and-mortar segment comprises activities related to conventional banking products and services. The Head Office segment comprises treasury and other activities. Some of its products include Aster Savings, Amar Dana Savings, Amar Cemerlang Savings, Amar Term Savings, Employee Savings, Term Deposit, On-Call Deposit, and Amar Current Account.
76GF Score
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