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The historical rank and industry rank for Kansas City Life Insurance Co's EV-to-FCF or its related term are showing as below:
KCLI'
s EV-to-FCF Range Over the Past 10 Years
Min: -348.07 Med: -3.37 Max: 104.61
Current: -2.73
During the past 13 years, the highest EV-to-FCF of Kansas City Life Insurance Co was 104.61. The lowest was -348.07. And the median was -3.37.
KCLI's EV-to-FCF is ranked worse than 100% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs KCLI: -2.73
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Kansas City Life Insurance Co (OTCPK:KCLI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Kansas City Life Insurance Co's PE Ratio (TTM) for today is calculated as:
Kansas City Life Insurance Co's share price for today is $33.40.
Kansas City Life Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.340.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Kansas City Life Insurance Co EV-to-FCF Related Terms
Kansas City Life Insurance Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Kansas City Life Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kansas City Life Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Kansas City Life Insurance Co's EV-to-FCF falls into.
Kansas City Life Insurance Co's current Enterprise Value is $315.5 Mil.
Kansas City Life Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-115.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kansas City Life Insurance Co (KCLI) has a EV-to-FCF of -2.73 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kansas City Life Insurance Co and its competitors. According to the industry distribution chart, Kansas City Life Insurance Co ranks #999999 out of 395 companies in the Insurance industry.
Is Kansas City Life Insurance Co's EV-to-FCF too high?
Kansas City Life Insurance Co's current EV-to-FCF is -2.73. Based on the distribution chart, Kansas City Life Insurance Co ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kansas City Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's EV-to-FCF compare to CIA and SNFCA?
According to the Insurance industry distribution chart, Kansas City Life Insurance Co ranks #999999 out of 395 companies for EV-to-FCF. This places Kansas City Life Insurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kansas City Life Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kansas City Life Insurance Co's current EV-to-FCF is -2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.28, compared to a current price of $33.40 — trading 10.4% below its estimated fair value. The current EV-to-FCF is -2.73. Kansas City Life Insurance Co's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current EV-to-FCF is -2.73 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?
Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued.
The current stock price of $33.40 is trading 10.4% below its estimated GF Value™ of $37.28.
GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.
Key valuation signals for KCLI:
EV-to-FCF: -2.73
GF Value™: $37.28 vs. price of $33.40 (10.4% below fair value)
No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kansas City Life Insurance Co Business Description
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
65GF Score
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