Lancashire HoldingsLCSHF 77 EV-to-FCF is 6.19 as of Jun. 26, 2026, which is 12% above its 10-year median of 5.55. GuruFocus rates LCSHF with a GF Score™ of 77/100 and a GF Value™ of $10.57 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 391 Insurance companies, Lancashire Holdings ranks better than 64.19% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Lancashire Holdings's Enterprise Value is $1,972 Mil.
Lancashire Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $319 Mil. Therefore, Lancashire Holdings's EV-to-FCF for today is 6.19.
The historical rank and industry rank for Lancashire Holdings's EV-to-FCF or its related term are showing as below:
LCSHF'
s EV-to-FCF Range Over the Past 10 Years
Min: -799.14 Med: 5.55 Max: 68.56
Current: 6.31
During the past 13 years, the highest EV-to-FCF of Lancashire Holdings was 68.56. The lowest was -799.14. And the median was 5.55.
LCSHF's EV-to-FCF is ranked better than 64.19% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs LCSHF: 6.31
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Lancashire Holdings's PE Ratio (TTM) for today is calculated as:
Lancashire Holdings's share price for today is $8.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.170.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Lancashire Holdings EV-to-FCF Related Terms
Lancashire Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Lancashire Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Lancashire Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's EV-to-FCF falls into.
Lancashire Holdings's current Enterprise Value is $1,972 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $319 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings (LCSHF) has a EV-to-FCF of 6.19 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Lancashire Holdings and its competitors. This is 12% above median its historical median of 5.55. According to the industry distribution chart, Lancashire Holdings ranks #140 out of 391 companies in the Insurance industry, placing it in the top 35.8%.
Is Lancashire Holdings' EV-to-FCF too high?
Lancashire Holdings' current EV-to-FCF of 6.19 is 12% above median its 10-year median of 5.55. The Insurance industry median EV-to-FCF is 9.32. Lancashire Holdings' value of 6.19 is 33.6% below this industry median. Based on the distribution chart, Lancashire Holdings ranks #140 out of 391 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' EV-to-FCF compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #140 out of 391 companies for EV-to-FCF. This puts Lancashire Holdings in the upper half of its industry. The industry median EV-to-FCF is 9.32. Lancashire Holdings' value of 6.19 is 33.6% below this benchmark. While the company's 10-year median is 5.55 vs. the industry median of 9.32, Lancashire Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current EV-to-FCF of 6.19 is 33.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current EV-to-FCF is 6.19, which is 12% above median its own 10-year median of 5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.57, compared to a current price of $8.40 — trading 20.5% below its estimated fair value. The current EV-to-FCF is 6.19, which is 12% above median its 10-year median of 5.55 and 33.6% below the Insurance industry median of 9.32. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current EV-to-FCF is 6.19 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.40 is trading 20.5% below its estimated GF Value™ of $10.57.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for LCSHF:
EV-to-FCF: 6.19 (12% above median its 10-year median of 5.55)
GF Value™: $10.57 vs. price of $8.40 (20.5% below fair value)
Industry Position: 33.6% below the Insurance median (#140 of 391)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
77GF Score
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