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Scotiabank PeruALIM:SCOTIAC1 37 EV-to-FCF is 1.66 as of Jul. 30, 2026, which is 7% below its 10-year median of 1.78. GuruFocus rates LIM:SCOTIAC1 with a GF Score™ of 37/100 and a GF Value™ of S/.11.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,191 Banks companies, Scotiabank PeruA ranks better than 73.38% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Scotiabank PeruA's Enterprise Value is S/.4,989 Mil.
Scotiabank PeruA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.2,997 Mil. Therefore, Scotiabank PeruA's EV-to-FCF for today is 1.66.
The historical rank and industry rank for Scotiabank PeruA's EV-to-FCF or its related term are showing as below:
LIM:SCOTIAC1'
s EV-to-FCF Range Over the Past 10 Years
Min: -961.1 Med: 1.78 Max: 19.78
Current: 1.66
During the past 13 years, the highest EV-to-FCF of Scotiabank PeruA was 19.78. The lowest was -961.10. And the median was 1.78.
LIM:SCOTIAC1's EV-to-FCF is ranked better than 73.38% of 1191
companies
in the Banks industry
Industry Median: 7.24
vs LIM:SCOTIAC1: 1.66
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Scotiabank PeruA's PE Ratio (TTM) for today is calculated as:
Scotiabank PeruA's share price for today is S/.18.01.
Scotiabank PeruA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was S/.1.167.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Scotiabank PeruA EV-to-FCF Related Terms
Scotiabank PeruA EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Scotiabank PeruA's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotiabank PeruA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotiabank PeruA EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Scotiabank PeruA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Scotiabank PeruA's EV-to-FCF falls into.
Scotiabank PeruA's current Enterprise Value is S/.4,989 Mil.
Scotiabank PeruA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was S/.2,997 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotiabank PeruA (LIM:SCOTIAC1) has a EV-to-FCF of 1.66 as of Jul. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Scotiabank PeruA and its competitors. This is near median its historical median of 1.78. According to the industry distribution chart, Scotiabank PeruA ranks #317 out of 1191 companies in the Banks industry, placing it in the top 26.6%.
Is Scotiabank PeruA's EV-to-FCF too high?
Scotiabank PeruA's current EV-to-FCF of 1.66 is near median its 10-year median of 1.78. The Banks industry median EV-to-FCF is 7.24. Scotiabank PeruA's value of 1.66 is 77.1% below this industry median. Based on the distribution chart, Scotiabank PeruA ranks #317 out of 1191 companies in the Banks industry, which is above the industry midpoint. Overall, Scotiabank PeruA has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scotiabank PeruA's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Scotiabank PeruA ranks #317 out of 1191 companies for EV-to-FCF. This puts Scotiabank PeruA in the upper half of its industry. The industry median EV-to-FCF is 7.24. Scotiabank PeruA's value of 1.66 is 77.1% below this benchmark. While the company's 10-year median is 1.78 vs. the industry median of 7.24, Scotiabank PeruA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotiabank PeruA's current EV-to-FCF of 1.66 is 77.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Scotiabank PeruA and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotiabank PeruA's current EV-to-FCF is 1.66, which is near median its own 10-year median of 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotiabank PeruA stock overvalued right now?
Based on GuruFocus' analysis, Scotiabank PeruA (LIM:SCOTIAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.11.49, compared to a current price of S/.18.01 — trading 56.7% above its estimated fair value. The current EV-to-FCF is 1.66, which is near median its 10-year median of 1.78 and 77.1% below the Banks industry median of 7.24. Scotiabank PeruA's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Scotiabank PeruA (LIM:SCOTIAC1), the current EV-to-FCF is 1.66 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotiabank PeruA (LIM:SCOTIAC1) Overvalued in 2026?
Based on GuruFocus' analysis, Scotiabank PeruA stock appears to be overvalued.
The current stock price of S/.18.01 is trading 56.7% above its estimated GF Value™ of S/.11.49.
GuruFocus considers Scotiabank PeruA to be Significantly Overvalued.
Key valuation signals for LIM:SCOTIAC1:
EV-to-FCF: 1.66 (near median its 10-year median of 1.78)
GF Value™: S/.11.49 vs. price of S/.18.01 (56.7% above fair value)
Industry Position: 77.1% below the Banks median (#317 of 1191)
No single metric tells the full story. See the LIM:SCOTIAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
37GF Score
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