Scotiabank PeruA (LIM:SCOTIAC1) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:SCOTIAC1 Scotiabank Peru SAA LIM:SCOTIAC1
37 GF Score
Price S/.18.00
GF Value S/.11.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Scotiabank PeruA Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Scotiabank PeruA Quality Rank Related Terms

LIM:SCOTIAC1
37GF Score
Scotiabank Peru SAA LIM:SCOTIAC1
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Scotiabank PeruA (LIM:SCOTIAC1) Overvalued in 2026?

Based on GuruFocus' analysis, Scotiabank PeruA stock appears to be overvalued. The current stock price of S/.18.00 is trading 56.7% above its estimated GF Value™ of S/.11.49. GuruFocus considers Scotiabank PeruA to be Significantly Overvalued.

Key valuation signals for LIM:SCOTIAC1:

  • Quality Rank:
  • GF Value™: S/.11.49 vs. price of S/.18.00 (56.7% above fair value)
  • GF Score™: 37/100 with 5 warning signs

No single metric tells the full story. See the LIM:SCOTIAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Scotiabank PeruA Business Description

Address Av. Dionisio Derteano No. 102, San Isidro, Lima, PER
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
37GF Score

Get the complete analysis for LIM:SCOTIAC1

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.18.00
Price
S/.11.49
GF Value