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Scotiabank PeruALIM:SCOTIAC1 37 5-Year Yield-on-Cost % is 15.11 as of Jul. 30, 2026, which is 235% above its 10-year median of 4.51. GuruFocus rates LIM:SCOTIAC1 with a GF Score™ of 37/100 and a GF Value™ of S/.11.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Scotiabank PeruA ranks better than 92.57% on this metric.
Scotiabank PeruA's yield on cost for the quarter that ended in Dec. 2025 was 15.11.
The historical rank and industry rank for Scotiabank PeruA's 5-Year Yield-on-Cost % or its related term are showing as below:
LIM:SCOTIAC1'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.39 Med: 4.51 Max: 15.12
Current: 15.11
During the past 13 years, Scotiabank PeruA's highest Yield on Cost was 15.12. The lowest was 1.39. And the median was 4.51.
LIM:SCOTIAC1's 5-Year Yield-on-Cost % is ranked better than 92.57% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs LIM:SCOTIAC1: 15.11
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Scotiabank PeruA 5-Year Yield-on-Cost % Related Terms
LIM:SCOTIAC1 vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Scotiabank PeruA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotiabank PeruA 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Scotiabank PeruA's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Scotiabank PeruA's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Scotiabank PeruA (LIM:SCOTIAC1) has a 5-Year Yield-on-Cost % of 15.11 as of Jul. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Scotiabank PeruA and its competitors. This is 235% above median its historical median of 4.51. Over the past decade, Scotiabank PeruA's 5-Year Yield-on-Cost % has ranged from 1.39 to 15.12. According to the industry distribution chart, Scotiabank PeruA ranks #93 out of 1251 companies in the Banks industry, placing it in the top 7.4%.
Is Scotiabank PeruA's 5-Year Yield-on-Cost % too high?
Scotiabank PeruA's current 5-Year Yield-on-Cost % of 15.11 is 235% above median its 10-year median of 4.51. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 15.12. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Scotiabank PeruA's value of 15.11 is 293.5% above this industry median. Based on the distribution chart, Scotiabank PeruA ranks #93 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Scotiabank PeruA has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scotiabank PeruA's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Scotiabank PeruA ranks #93 out of 1251 companies for 5-Year Yield-on-Cost %. This places Scotiabank PeruA in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Scotiabank PeruA's value of 15.11 is 293.5% above this benchmark. Historically, Scotiabank PeruA's own 5-Year Yield-on-Cost % has ranged from 1.39 to 15.12 over the past decade. While the company's 10-year median is 4.51 vs. the industry median of 3.84, Scotiabank PeruA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotiabank PeruA's current 5-Year Yield-on-Cost % of 15.11 is 293.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Scotiabank PeruA and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotiabank PeruA's current 5-Year Yield-on-Cost % is 15.11, which is 235% above median its own 10-year median of 4.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotiabank PeruA stock overvalued right now?
Based on GuruFocus' analysis, Scotiabank PeruA (LIM:SCOTIAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.11.49, compared to a current price of S/.18.01 — trading 56.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 15.11, which is 235% above median its 10-year median of 4.51 and 293.5% above the Banks industry median of 3.84. Scotiabank PeruA's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Scotiabank PeruA (LIM:SCOTIAC1), the current 5-Year Yield-on-Cost % is 15.11 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotiabank PeruA (LIM:SCOTIAC1) Overvalued in 2026?
Based on GuruFocus' analysis, Scotiabank PeruA stock appears to be overvalued.
The current stock price of S/.18.01 is trading 56.7% above its estimated GF Value™ of S/.11.49.
GuruFocus considers Scotiabank PeruA to be Significantly Overvalued.
Key valuation signals for LIM:SCOTIAC1:
5-Year Yield-on-Cost %: 15.11 (235% above median its 10-year median of 4.51)
GF Value™: S/.11.49 vs. price of S/.18.01 (56.7% above fair value)
Industry Position: 293.5% above the Banks median (#93 of 1251)
No single metric tells the full story. See the LIM:SCOTIAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
37GF Score
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