Scotiabank PeruA (LIM:SCOTIAC1) FCF Yield %: 18.40 (As of Aug. 13, 2026) — 83% Above Median

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LIM:SCOTIAC1 Scotiabank Peru SAA LIM:SCOTIAC1
28 GF Score
Price S/.19.80
GF Value S/.11.49
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Scotiabank PeruA FCF Yield %?

Scotiabank PeruA LIM:SCOTIAC1 28 FCF Yield % is 18.40 as of Aug. 13, 2026, which is 83% above its 10-year median of 10.07. GuruFocus rates LIM:SCOTIAC1 with a GF Score™ of 28/100 and a GF Value™ of S/.11.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Scotiabank PeruA ranks better than 75.93% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Scotiabank PeruA's Trailing 12-Month Free Cash Flow is S/.2,997 Mil, and Market Cap is S/.16,289 Mil. Therefore, Scotiabank PeruA's FCF Yield % for today is 18.40%.

The historical rank and industry rank for Scotiabank PeruA's FCF Yield % or its related term are showing as below:

LIM:SCOTIAC1' s FCF Yield % Range Over the Past 10 Years
Min: -69.86   Med: 10.07   Max: 68.49
Current: 18.4


During the past 13 years, the highest FCF Yield % of Scotiabank PeruA was 68.49%. The lowest was -69.86%. And the median was 10.07%.

LIM:SCOTIAC1's FCF Yield % is ranked better than
75.93% of 1500 companies
in the Banks industry
Industry Median: 8.065 vs LIM:SCOTIAC1: 18.40

Scotiabank PeruA's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.


Scotiabank PeruA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Scotiabank PeruA FCF Yield % Related Terms


Scotiabank PeruA FCF Yield % Historical Data

* Premium members only.

The historical data trend for Scotiabank PeruA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scotiabank PeruA FCF Yield % Chart

Scotiabank PeruA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.44 -16.40 10.62 35.37 -1.25

Scotiabank PeruA Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -35.41 70.44 40.64 75.03 0.00

LIM:SCOTIAC1 vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Scotiabank PeruA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scotiabank PeruA FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Scotiabank PeruA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Scotiabank PeruA's FCF Yield % falls into.


LIM:SCOTIAC1
28GF Score
Scotiabank Peru SAA LIM:SCOTIAC1
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scotiabank PeruA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Scotiabank PeruA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-127.317 / 10192.98042
=-1.25%

Scotiabank PeruA's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 10192.98042
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 18.40 mean?
Scotiabank PeruA (LIM:SCOTIAC1) has a FCF Yield % of 18.40 as of Aug. 13, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Scotiabank PeruA and its competitors. This is 83% above median its historical median of 10.07. According to the industry distribution chart, Scotiabank PeruA ranks #361 out of 1500 companies in the Banks industry, placing it in the top 24.1%.
Is Scotiabank PeruA's FCF Yield % too high?
Scotiabank PeruA's current FCF Yield % of 18.40 is 83% above median its 10-year median of 10.07. The Banks industry median FCF Yield % is 8.07. Scotiabank PeruA's value of 18.40 is 128.1% above this industry median. Based on the distribution chart, Scotiabank PeruA ranks #361 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Scotiabank PeruA has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scotiabank PeruA's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Scotiabank PeruA ranks #361 out of 1500 companies for FCF Yield %. This places Scotiabank PeruA in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.07. Scotiabank PeruA's value of 18.40 is 128.1% above this benchmark. While the company's 10-year median is 10.07 vs. the industry median of 8.07, Scotiabank PeruA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.07, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotiabank PeruA's current FCF Yield % of 18.40 is 128.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Scotiabank PeruA and its competitors. For the Banks industry, the median FCF Yield % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotiabank PeruA's current FCF Yield % is 18.40, which is 83% above median its own 10-year median of 10.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotiabank PeruA stock overvalued right now?
Based on GuruFocus' analysis, Scotiabank PeruA (LIM:SCOTIAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.11.49, compared to a current price of S/.19.80 — trading 72.3% above its estimated fair value. The current FCF Yield % is 18.40, which is 83% above median its 10-year median of 10.07 and 128.1% above the Banks industry median of 8.07. Scotiabank PeruA's overall GF Score™ is 28/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Scotiabank PeruA (LIM:SCOTIAC1), the current FCF Yield % is 18.40 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scotiabank PeruA (LIM:SCOTIAC1) Overvalued in 2026?

Based on GuruFocus' analysis, Scotiabank PeruA stock appears to be overvalued. The current stock price of S/.19.80 is trading 72.3% above its estimated GF Value™ of S/.11.49. GuruFocus considers Scotiabank PeruA to be Significantly Overvalued.

Key valuation signals for LIM:SCOTIAC1:

  • FCF Yield %: 18.40 (83% above median its 10-year median of 10.07)
  • GF Value™: S/.11.49 vs. price of S/.19.80 (72.3% above fair value)
  • GF Score™: 28/100 with 5 warning signs
  • Industry Position: 128.1% above the Banks median (#361 of 1500)

No single metric tells the full story. See the LIM:SCOTIAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scotiabank PeruA Business Description

Address Av. Dionisio Derteano No. 102, San Isidro, Lima, PER
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
28GF Score

Get the complete analysis for LIM:SCOTIAC1

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.19.80
Price
S/.11.49
GF Value