Scotiabank PeruA (LIM:SCOTIAC1) PB Ratio: 1.25 (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:SCOTIAC1 Scotiabank Peru SAA LIM:SCOTIAC1
44 GF Score
Price S/.18.00
View Full Analysis

What is Scotiabank PeruA PB Ratio?

Scotiabank PeruA LIM:SCOTIAC1 44 PB Ratio is 1.25 as of Jul. 18, 2026. GuruFocus rates LIM:SCOTIAC1 with a GF Score™ of 44/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Scotiabank PeruA's share price is S/.18.00. Scotiabank PeruA's Book Value per Share for the quarter that ended in Dec. 2024 was S/.14.45. Hence, Scotiabank PeruA's PB Ratio of today is 1.25.

The historical rank and industry rank for Scotiabank PeruA's PB Ratio or its related term are showing as below:

LIM:SCOTIAC1's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.12
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Scotiabank PeruA  (LIM:SCOTIAC1) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Scotiabank PeruA PB Ratio Related Terms


Scotiabank PeruA PB Ratio Historical Data

* Premium members only.

The historical data trend for Scotiabank PeruA's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scotiabank PeruA PB Ratio Chart

Scotiabank PeruA Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.45 1.65 1.26 0.85 0.71

Scotiabank PeruA Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.97 0.82 0.64 0.71

LIM:SCOTIAC1 vs USB, PNC, NU: PB Ratio Comparison

For the Banks - Regional subindustry, Scotiabank PeruA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scotiabank PeruA PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Scotiabank PeruA's PB Ratio distribution charts can be found below:

* The bar in red indicates where Scotiabank PeruA's PB Ratio falls into.


LIM:SCOTIAC1
44GF Score
Scotiabank Peru SAA LIM:SCOTIAC1
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scotiabank PeruA PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Scotiabank PeruA's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=18.00/14.452
=1.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.25 mean?
Scotiabank PeruA (LIM:SCOTIAC1) has a PB Ratio of 1.25 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Scotiabank PeruA and its competitors.
Is Scotiabank PeruA's PB Ratio too high?
Scotiabank PeruA's current PB Ratio is 1.25. The Banks industry median PB Ratio is 1.12. Scotiabank PeruA's value of 1.25 is 11.6% above this industry median. Overall, Scotiabank PeruA has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Scotiabank PeruA's PB Ratio compare to USB and PNC?
Scotiabank PeruA's PB Ratio of 1.25 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.12. Scotiabank PeruA's value of 1.25 is 11.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotiabank PeruA's current PB Ratio of 1.25 is 11.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Scotiabank PeruA and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotiabank PeruA's current PB Ratio is 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotiabank PeruA stock overvalued right now?
Scotiabank PeruA (LIM:SCOTIAC1) has a current PB Ratio of 1.25. The current PB Ratio is 1.25 and 11.6% above the Banks industry median of 1.12. Scotiabank PeruA's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Scotiabank PeruA (LIM:SCOTIAC1), the current PB Ratio is 1.25 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Scotiabank PeruA Business Description

Address Av. Dionisio Derteano No. 102, San Isidro, Lima, PER
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
44GF Score

Get the complete analysis for LIM:SCOTIAC1

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.18.00
Price