Scotiabank PeruA (LIM:SCOTIAC1) Receipts from Customers

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:SCOTIAC1 Scotiabank Peru SAA LIM:SCOTIAC1
28 GF Score
Price S/.22.00
GF Value S/.11.48
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Scotiabank PeruA Receipts from Customers?

Receipts from Customers only applicable to companies reporting Cash Flow from Operations in direct method.

LIM:SCOTIAC1
28GF Score
Scotiabank Peru SAA LIM:SCOTIAC1
Receipts from Customers is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Scotiabank PeruA (LIM:SCOTIAC1) Overvalued in 2026?

Based on GuruFocus' analysis, Scotiabank PeruA stock appears to be overvalued. The current stock price of S/.22.00 is trading 91.6% above its estimated GF Value™ of S/.11.48. GuruFocus considers Scotiabank PeruA to be Significantly Overvalued.

Key valuation signals for LIM:SCOTIAC1:

  • Receipts from Customers:
  • GF Value™: S/.11.48 vs. price of S/.22.00 (91.6% above fair value)
  • GF Score™: 28/100 with 5 warning signs

No single metric tells the full story. See the LIM:SCOTIAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Scotiabank PeruA Business Description

Address Av. Dionisio Derteano No. 102, San Isidro, Lima, PER
Scotiabank Peru SAA is a commercial bank in Peru and a subsidiary of Canada's Bank of Nova Scotia (Scotiabank Group). Headquartered in Lima, it operates a nationwide network of branches and ATMs and serves retail customers, small and medium-sized enterprises, and large corporate clients. Its retail offerings include savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and insurance products. For businesses, the bank provides corporate and commercial lending, trade finance, leasing, cash management, foreign exchange, and electronic banking services. Revenue is generated primarily through net interest income from lending and deposits, supplemented by fees and commissions on banking, insurance, and transactional services. Its operations are focused on the Peruvian market, where it ranks among the country's largest banks by assets and deposits.
28GF Score

Get the complete analysis for LIM:SCOTIAC1

Receipts from Customers is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.22.00
Price
S/.11.48
GF Value