Scotiabank PeruA (LIM:SCOTIAC1) ROCE %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:SCOTIAC1 Scotiabank Peru SAA LIM:SCOTIAC1
36 GF Score
Price S/.19.25
GF Value S/.11.49
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Scotiabank PeruA ROCE %?

Scotiabank PeruA LIM:SCOTIAC1 +6.89% 36 ROCE % is % as of Dec. 2025. GuruFocus rates LIM:SCOTIAC1 with a GF Score™ of 36/100 and a GF Value™ of S/.11.49 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

LIM:SCOTIAC1
36GF Score
Scotiabank Peru SAA LIM:SCOTIAC1
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Scotiabank PeruA (LIM:SCOTIAC1) has a ROCE % of % as of Dec. 2025.
Is Scotiabank PeruA's ROCE % too high?
Scotiabank PeruA's current ROCE % is %. Overall, Scotiabank PeruA has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scotiabank PeruA's ROCE % compare to PNC and USB?
Scotiabank PeruA's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 2.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.80, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotiabank PeruA's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotiabank PeruA stock overvalued right now?
Based on GuruFocus' analysis, Scotiabank PeruA (LIM:SCOTIAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.11.49, compared to a current price of S/.19.25 — trading 67.5% above its estimated fair value. The current ROCE % is %. Scotiabank PeruA's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Scotiabank PeruA (LIM:SCOTIAC1), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scotiabank PeruA (LIM:SCOTIAC1) Overvalued in 2026?

Based on GuruFocus' analysis, Scotiabank PeruA stock appears to be overvalued. The current stock price of S/.19.25 is trading 67.5% above its estimated GF Value™ of S/.11.49. GuruFocus considers Scotiabank PeruA to be Significantly Overvalued.

Key valuation signals for LIM:SCOTIAC1:

  • ROCE %: %
  • GF Value™: S/.11.49 vs. price of S/.19.25 (67.5% above fair value)
  • GF Score™: 36/100 with 5 warning signs

No single metric tells the full story. See the LIM:SCOTIAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Scotiabank PeruA Business Description

Address Av. Dionisio Derteano No. 102, San Isidro, Lima, PER
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
36GF Score

Get the complete analysis for LIM:SCOTIAC1

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.19.25
Price
S/.11.49
GF Value