Scotiabank PeruA (LIM:SCOTIAC1) Pretax Margin %: 37.83% (As of Dec. 2024)


LIM:SCOTIAC1 Scotiabank Peru SAA LIM:SCOTIAC1
44 GF Score
Price S/.17.00
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What is Scotiabank PeruA Pretax Margin %?

Scotiabank PeruA LIM:SCOTIAC1 44 Pretax Margin % is 37.83% as of Dec. 2024. GuruFocus rates LIM:SCOTIAC1 with a GF Score™ of 44/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Scotiabank PeruA's Pre-Tax Income for the three months ended in Dec. 2024 was S/.519 Mil. Scotiabank PeruA's Revenue for the three months ended in Dec. 2024 was S/.1,373 Mil. Therefore, Scotiabank PeruA's pretax margin for the quarter that ended in Dec. 2024 was 37.83%.

The historical rank and industry rank for Scotiabank PeruA's Pretax Margin % or its related term are showing as below:


LIM:SCOTIAC1's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.715
* Ranked among companies with meaningful Pretax Margin % only.

Scotiabank PeruA  (LIM:SCOTIAC1) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Scotiabank PeruA Pretax Margin % Related Terms


Scotiabank PeruA Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Scotiabank PeruA's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scotiabank PeruA Pretax Margin % Chart

Scotiabank PeruA Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.95 31.15 42.30 21.82 23.17

Scotiabank PeruA Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.16 23.37 -7.30 35.73 37.83

LIM:SCOTIAC1 vs USB, PNC, NU: Pretax Margin % Comparison

For the Banks - Regional subindustry, Scotiabank PeruA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scotiabank PeruA Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Scotiabank PeruA's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Scotiabank PeruA's Pretax Margin % falls into.


LIM:SCOTIAC1
44GF Score
Scotiabank Peru SAA LIM:SCOTIAC1
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Scotiabank PeruA Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Scotiabank PeruA's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=1170.054/5050.307
=23.17 %

Scotiabank PeruA's Pretax Margin for the quarter that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=519.28/1372.601
=37.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 37.83% mean?
Scotiabank PeruA (LIM:SCOTIAC1) has a Pretax Margin % of 37.83% as of Dec. 2024. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Scotiabank PeruA and its competitors.
Is Scotiabank PeruA's Pretax Margin % too high?
Scotiabank PeruA's current Pretax Margin % is 37.83%. The Banks industry median Pretax Margin % is 34.72. Scotiabank PeruA's value of 37.83% is 9% above this industry median. Overall, Scotiabank PeruA has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Scotiabank PeruA's Pretax Margin % compare to USB and PNC?
Scotiabank PeruA's Pretax Margin % of 37.83% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. Scotiabank PeruA's value of 37.83% is 9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotiabank PeruA's current Pretax Margin % of 37.83% is 9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Scotiabank PeruA and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotiabank PeruA's current Pretax Margin % is 37.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotiabank PeruA stock overvalued right now?
Scotiabank PeruA (LIM:SCOTIAC1) has a current Pretax Margin % of 37.83%. The current Pretax Margin % is 37.83% and 9% above the Banks industry median of 34.72. Scotiabank PeruA's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Scotiabank PeruA (LIM:SCOTIAC1), the current Pretax Margin % is 37.83% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Scotiabank PeruA Business Description

Address Av. Dionisio Derteano No. 102, San Isidro, Lima, PER
Scotiabank Peru SAA is a commercial bank and a subsidiary of the Bank of Nova Scotia (Scotiabank Group), operating in Peru. It serves individual, SME, corporate, and retail clients, offering products such as savings and current accounts, credit and debit cards, personal and vehicle loans, mortgage loans, and various insurance services. The bank also provides corporate banking, trade finance, leasing, e-banking, and foreign exchange services. Scotiabank Peru operates nationwide through branches and ATMs, with its headquarters in Lima. It focuses on retail, commercial, and corporate banking sectors in the Peruvian market.
44GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.17.00
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