OTP BankLSE:OTPD 71 EV-to-FCF is -0.79 as of Jul. 01, 2026. GuruFocus rates LSE:OTPD with a GF Score™ of 71/100 and a GF Value™ of $13.84 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,194 Banks companies, OTP Bank ranks better than 65.41% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, OTP Bank's Enterprise Value is $-5,746 Mil.
OTP Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $7,256 Mil. Therefore, OTP Bank's EV-to-FCF for today is -0.79.
The historical rank and industry rank for OTP Bank's EV-to-FCF or its related term are showing as below:
LSE:OTPD'
s EV-to-FCF Range Over the Past 10 Years
Min: -3.74 Med: 1.47 Max: 15.3
Current: 3.19
During the past 13 years, the highest EV-to-FCF of OTP Bank was 15.30. The lowest was -3.74. And the median was 1.47.
LSE:OTPD's EV-to-FCF is ranked better than 65.41% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs LSE:OTPD: 3.19
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
OTP Bank's share price for today is $17.00.
OTP Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.206.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
OTP Bank EV-to-FCF Related Terms
OTP Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for OTP Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where OTP Bank's EV-to-FCF falls into.
OTP Bank's current Enterprise Value is $-5,746 Mil.
OTP Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7,256 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (LSE:OTPD) has a EV-to-FCF of -0.79 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on OTP Bank and its competitors. According to the industry distribution chart, OTP Bank ranks #413 out of 1194 companies in the Banks industry, placing it in the top 34.6%.
Is OTP Bank's EV-to-FCF too high?
OTP Bank's current EV-to-FCF is -0.79. Based on the distribution chart, OTP Bank ranks #413 out of 1194 companies in the Banks industry, which is above the industry midpoint. Overall, OTP Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #413 out of 1194 companies for EV-to-FCF. This puts OTP Bank in the upper half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on OTP Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current EV-to-FCF is -0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.84, compared to a current price of $17.00 — trading 22.8% above its estimated fair value. The current EV-to-FCF is -0.79. OTP Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current EV-to-FCF is -0.79 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 22.8% above its estimated GF Value™ of $13.84.
GuruFocus considers OTP Bank to be Modestly Overvalued.
Key valuation signals for LSE:OTPD:
EV-to-FCF: -0.79
GF Value™: $13.84 vs. price of $17.00 (22.8% above fair value)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
71GF Score
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