EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CB Texim Bank AD's Enterprise Value is лв-212.05 Mil.
CB Texim Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was лв201.89 Mil. Therefore, CB Texim Bank AD's EV-to-FCF for today is -1.05.
The historical rank and industry rank for CB Texim Bank AD's EV-to-FCF or its related term are showing as below:
LTS:0QRP'
s EV-to-FCF Range Over the Past 10 Years
Min: -18.95 Med: 0.98 Max: 63.97
Current: -0.71
During the past 13 years, the highest EV-to-FCF of CB Texim Bank AD was 63.97. The lowest was -18.95. And the median was 0.98.
LTS:0QRP's EV-to-FCF is ranked better than 88.51% of 1192
companies
in the Banks industry
Industry Median: 6.61
vs LTS:0QRP: -0.71
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CB Texim Bank AD's PE Ratio (TTM) for today is calculated as:
CB Texim Bank AD's share price for today is лв2.76.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CB Texim Bank AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was лв0.070.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CB Texim Bank AD EV-to-FCF Related Terms
CB Texim Bank AD EV-to-FCF Historical Data
* Premium members only.
The historical data trend for CB Texim Bank AD's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CB Texim Bank AD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Texim Bank AD EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, CB Texim Bank AD's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where CB Texim Bank AD's EV-to-FCF falls into.
CB Texim Bank AD's current Enterprise Value is лв-212.05 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CB Texim Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was лв201.89 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Texim Bank AD (LTS:0QRP) has a EV-to-FCF of -1.05 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CB Texim Bank AD and its competitors. According to the industry distribution chart, CB Texim Bank AD ranks #137 out of 1192 companies in the Banks industry, placing it in the top 11.5%.
Is CB Texim Bank AD's EV-to-FCF too high?
CB Texim Bank AD's current EV-to-FCF is -1.05. Based on the distribution chart, CB Texim Bank AD ranks #137 out of 1192 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, CB Texim Bank AD ranks #137 out of 1192 companies for EV-to-FCF. This places CB Texim Bank AD in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CB Texim Bank AD and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Texim Bank AD's current EV-to-FCF is -1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current EV-to-FCF of -1.05. The stock's GF Value™ is лв5.18, compared to a current price of лв2.76 — trading 46.7% below its estimated fair value. The current EV-to-FCF is -1.05. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current EV-to-FCF is -1.05 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?
Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued.
The current stock price of лв2.76 is trading 46.7% below its estimated GF Value™ of лв5.18.
Key valuation signals for LTS:0QRP:
EV-to-FCF: -1.05
GF Value™: лв5.18 vs. price of лв2.76 (46.7% below fair value)
No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0QRP has been successfully added to your 
