MBBC (Marathon Bancorp) EV-to-FCF: 45.69 (As of Aug. 15, 2026) — 85% Above Median

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MBBC Marathon Bancorp Inc MBBC
57 GF Score
Price $15.26
GF Value $10.87
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Marathon Bancorp EV-to-FCF?

Marathon Bancorp MBBC +1.13% 57 EV-to-FCF is 45.69 as of Aug. 15, 2026, which is 85% above its 10-year median of 24.76. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $10.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,180 Banks companies, Marathon Bancorp ranks worse than 92.63% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Marathon Bancorp's Enterprise Value is $65.61 Mil. Marathon Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $1.44 Mil. Therefore, Marathon Bancorp's EV-to-FCF for today is 45.69.

The historical rank and industry rank for Marathon Bancorp's EV-to-FCF or its related term are showing as below:

MBBC' s EV-to-FCF Range Over the Past 10 Years
Min: -33.18   Med: 24.76   Max: 1394.95
Current: 45.69

During the past 6 years, the highest EV-to-FCF of Marathon Bancorp was 1394.95. The lowest was -33.18. And the median was 24.76.

MBBC's EV-to-FCF is ranked worse than
92.63% of 1180 companies
in the Banks industry
Industry Median: 7.235 vs MBBC: 45.69

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-15), Marathon Bancorp's stock price is $15.26. Marathon Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.430. Therefore, Marathon Bancorp's PE Ratio (TTM) for today is 35.49.


Marathon Bancorp  (NAS:MBBC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Marathon Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=15.26/0.430
=35.49

Marathon Bancorp's share price for today is $15.26.
Marathon Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.430.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Marathon Bancorp EV-to-FCF Related Terms


Marathon Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Marathon Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marathon Bancorp EV-to-FCF Chart

Marathon Bancorp Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
Get a 7-Day Free Trial 31.54 25.66 11.55 -15.73 32.91

Marathon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.71 32.91 52.70 24.96 42.13

MBBC vs HCBC, HFBA, TMAK: EV-to-FCF Comparison

For the Banks - Regional subindustry, Marathon Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marathon Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Marathon Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Marathon Bancorp's EV-to-FCF falls into.


MBBC
57GF Score
Marathon Bancorp Inc MBBC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marathon Bancorp EV-to-FCF Calculation

Marathon Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=65.613/1.436
=45.69

Marathon Bancorp's current Enterprise Value is $65.61 Mil.
Marathon Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.44 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 45.69 mean?
Marathon Bancorp (MBBC) has a EV-to-FCF of 45.69 as of Aug. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Marathon Bancorp and its competitors. This is 85% above median its historical median of 24.76. According to the industry distribution chart, Marathon Bancorp ranks #1093 out of 1180 companies in the Banks industry, placing it in the top 92.6%.
Is Marathon Bancorp's EV-to-FCF too high?
Marathon Bancorp's current EV-to-FCF of 45.69 is 85% above median its 10-year median of 24.76. The Banks industry median EV-to-FCF is 7.24. Marathon Bancorp's value of 45.69 is 531.5% above this industry median. Based on the distribution chart, Marathon Bancorp ranks #1093 out of 1180 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's EV-to-FCF compare to HCBC and HFBA?
According to the Banks industry distribution chart, Marathon Bancorp ranks #1093 out of 1180 companies for EV-to-FCF. This places Marathon Bancorp in the lower half of its industry. The industry median EV-to-FCF is 7.24. Marathon Bancorp's value of 45.69 is 531.5% above this benchmark. While the company's 10-year median is 24.76 vs. the industry median of 7.24, Marathon Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,180 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current EV-to-FCF of 45.69 is 531.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Marathon Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current EV-to-FCF is 45.69, which is 85% above median its own 10-year median of 24.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.87, compared to a current price of $15.26 — trading 40.4% above its estimated fair value. The current EV-to-FCF is 45.69, which is 85% above median its 10-year median of 24.76 and 531.5% above the Banks industry median of 7.24. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current EV-to-FCF is 45.69 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $15.26 is trading 40.4% above its estimated GF Value™ of $10.87. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • EV-to-FCF: 45.69 (85% above median its 10-year median of 24.76)
  • GF Value™: $10.87 vs. price of $15.26 (40.4% above fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 531.5% above the Banks median (#1093 of 1180)

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score

Get the complete analysis for MBBC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.26
Price
$10.87
GF Value