EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, International Bancshares's Enterprise Value is MXN74,528 Mil.
International Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was MXN8,325 Mil. Therefore, International Bancshares's EV-to-FCF for today is 8.95.
The historical rank and industry rank for International Bancshares's EV-to-FCF or its related term are showing as below:
MEX:IBOC'
s EV-to-FCF Range Over the Past 10 Years
Min: -1.63 Med: 8.06 Max: 22.08
Current: 9.33
During the past 13 years, the highest EV-to-FCF of International Bancshares was 22.08. The lowest was -1.63. And the median was 8.06.
MEX:IBOC's EV-to-FCF is ranked worse than 58.95% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs MEX:IBOC: 9.33
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
International Bancshares (MEX:IBOC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
International Bancshares's PE Ratio (TTM) for today is calculated as:
International Bancshares's share price for today is MXN1495.00.
International Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN122.820.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
International Bancshares EV-to-FCF Related Terms
International Bancshares EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, International Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, International Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where International Bancshares's EV-to-FCF falls into.
International Bancshares's current Enterprise Value is MXN74,528 Mil.
International Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN8,325 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Bancshares (MEX:IBOC) has a EV-to-FCF of 8.95 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on International Bancshares and its competitors. This is 11% above median its historical median of 8.06. According to the industry distribution chart, International Bancshares ranks #705 out of 1196 companies in the Banks industry, placing it in the top 58.9%.
Is International Bancshares' EV-to-FCF too high?
International Bancshares' current EV-to-FCF of 8.95 is 11% above median its 10-year median of 8.06. The Banks industry median EV-to-FCF is 6.57. International Bancshares' value of 8.95 is 36.3% above this industry median. Based on the distribution chart, International Bancshares ranks #705 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' EV-to-FCF compare to SFBS and TFSL?
According to the Banks industry distribution chart, International Bancshares ranks #705 out of 1196 companies for EV-to-FCF. This places International Bancshares in the lower half of its industry. The industry median EV-to-FCF is 6.57. International Bancshares' value of 8.95 is 36.3% above this benchmark. While the company's 10-year median is 8.06 vs. the industry median of 6.57, International Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Bancshares's current EV-to-FCF of 8.95 is 36.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on International Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Bancshares's current EV-to-FCF is 8.95, which is 11% above median its own 10-year median of 8.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current EV-to-FCF of 8.95. The stock's GF Value™ is MXN1,285.11, compared to a current price of MXN1,495.00 — trading 16.3% above its estimated fair value. The current EV-to-FCF is 8.95, which is 11% above median its 10-year median of 8.06 and 36.3% above the Banks industry median of 6.57. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current EV-to-FCF is 8.95 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Bancshares (MEX:IBOC) Overvalued in 2026?
Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued.
The current stock price of MXN1,495.00 is trading 16.3% above its estimated GF Value™ of MXN1,285.11.
Key valuation signals for MEX:IBOC:
EV-to-FCF: 8.95 (11% above median its 10-year median of 8.06)
GF Value™: MXN1,285.11 vs. price of MXN1,495.00 (16.3% above fair value)
Industry Position: 36.3% above the Banks median (#705 of 1196)
No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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