EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Linea Directa Aseguradora's Enterprise Value is MXN25,048 Mil.
Linea Directa Aseguradora's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MXN2,744 Mil. Therefore, Linea Directa Aseguradora's EV-to-FCF for today is 9.13.
The historical rank and industry rank for Linea Directa Aseguradora's EV-to-FCF or its related term are showing as below:
MEX:LDAN'
s EV-to-FCF Range Over the Past 10 Years
Min: 9.11 Med: 18.9 Max: 30.39
Current: 9.86
During the past 6 years, the highest EV-to-FCF of Linea Directa Aseguradora was 30.39. The lowest was 9.11. And the median was 18.90.
MEX:LDAN's EV-to-FCF is ranked worse than 52.17% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs MEX:LDAN: 9.86
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Linea Directa Aseguradora (MEX:LDAN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Linea Directa Aseguradora's PE Ratio (TTM) for today is calculated as:
Linea Directa Aseguradora's share price for today is MXN25.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Linea Directa Aseguradora's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MXN1.724.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Linea Directa Aseguradora EV-to-FCF Related Terms
Linea Directa Aseguradora EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's EV-to-FCF falls into.
Linea Directa Aseguradora's current Enterprise Value is MXN25,048 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Linea Directa Aseguradora's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MXN2,744 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora (MEX:LDAN) has a EV-to-FCF of 9.13 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Linea Directa Aseguradora and its competitors. This is 52% below median its historical median of 18.90. Over the past decade, Linea Directa Aseguradora's EV-to-FCF has ranged from 9.11 to 30.39. According to the industry distribution chart, Linea Directa Aseguradora ranks #204 out of 391 companies in the Insurance industry, placing it in the top 52.2%.
Is Linea Directa Aseguradora's EV-to-FCF too high?
Linea Directa Aseguradora's current EV-to-FCF of 9.13 is 52% below median its 10-year median of 18.90. Over the past 10 years, this metric has ranged from a low of 9.11 to a high of 30.39. The Insurance industry median EV-to-FCF is 9.32. Linea Directa Aseguradora's value of 9.13 is 2% below this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #204 out of 391 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #204 out of 391 companies for EV-to-FCF. This places Linea Directa Aseguradora in the lower half of its industry. The industry median EV-to-FCF is 9.32. Linea Directa Aseguradora's value of 9.13 is 2% below this benchmark. Historically, Linea Directa Aseguradora's own EV-to-FCF has ranged from 9.11 to 30.39 over the past decade. While the company's 10-year median is 18.90 vs. the industry median of 9.32, Linea Directa Aseguradora has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current EV-to-FCF of 9.13 is 2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current EV-to-FCF is 9.13, which is 52% below median its own 10-year median of 18.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current EV-to-FCF of 9.13. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current EV-to-FCF is 9.13, which is 52% below median its 10-year median of 18.90 and 2% below the Insurance industry median of 9.32. Linea Directa Aseguradora's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current EV-to-FCF is 9.13 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
EV-to-FCF: 9.13 (52% below median its 10-year median of 18.90)
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
Industry Position: 2% below the Insurance median (#204 of 391)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
69GF Score
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