Linea Directa Aseguradora (MEX:LDAN) PE Ratio without NRI: 14.73 (As of Jun. 26, 2026) — Near Median


MEX:LDAN Linea Directa Aseguradora SA MEX:LDAN
74 GF Score
Price MXN25.40
GF Value MXN28.53
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What is Linea Directa Aseguradora PE Ratio without NRI?

Linea Directa Aseguradora MEX:LDAN 74 PE Ratio without NRI is 14.73 as of Jun. 26, 2026, which is 3% above its 10-year median of 14.35. GuruFocus rates MEX:LDAN with a GF Score™ of 74/100 and a GF Value™ of MXN28.53. Among 449 Insurance companies, Linea Directa Aseguradora ranks worse than 64.81% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-06-26), Linea Directa Aseguradora's share price is MXN25.40. Linea Directa Aseguradora's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MXN1.71. Therefore, Linea Directa Aseguradora's PE Ratio without NRI for today is 14.73.

During the past 6 years, Linea Directa Aseguradora's highest PE Ratio without NRI was 23.13. The lowest was 3.95. And the median was 14.35.

Linea Directa Aseguradora's EPS without NRI for the six months ended in Dec. 2025 was MXN0.84. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MXN1.71.

As of today (2026-06-26), Linea Directa Aseguradora's share price is MXN25.40. Linea Directa Aseguradora's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MXN1.71. Therefore, Linea Directa Aseguradora's PE Ratio (TTM) for today is 14.73.

Good Sign:

Linea Directa Aseguradora SA stock PE Ratio (=14.8) is close to 3-year low of 13.58.

During the past years, Linea Directa Aseguradora's highest PE Ratio (TTM) was 23.13. The lowest was 8.98. And the median was 14.66.

Linea Directa Aseguradora's EPS (Diluted) for the six months ended in Dec. 2025 was MXN0.84. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MXN1.71.

Linea Directa Aseguradora's EPS (Basic) for the six months ended in Dec. 2025 was MXN0.84. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was MXN1.71.


Linea Directa Aseguradora  (MEX:LDAN) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Linea Directa Aseguradora PE Ratio without NRI Related Terms


Linea Directa Aseguradora PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Linea Directa Aseguradora's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Linea Directa Aseguradora PE Ratio without NRI Chart

Linea Directa Aseguradora Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
Get a 7-Day Free Trial 7.09 17.20 N/A 18.07 13.98

Linea Directa Aseguradora Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A At Loss 18.07 At Loss 13.98

MEX:LDAN vs CB, PGR, TRV: PE Ratio without NRI Comparison

For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Linea Directa Aseguradora PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Linea Directa Aseguradora's PE Ratio without NRI falls into.


MEX:LDAN
74GF Score
Linea Directa Aseguradora SA MEX:LDAN
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Linea Directa Aseguradora PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Linea Directa Aseguradora's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=25.40/1.724
=14.73

Linea Directa Aseguradora's Share Price of today is MXN25.40.
For company reported semi-annually, Linea Directa Aseguradora's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MXN1.71.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 14.73 mean?
Linea Directa Aseguradora (MEX:LDAN) has a PE Ratio without NRI of 14.73 as of Jun. 26, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Linea Directa Aseguradora and its competitors. This is near median its historical median of 14.35. Over the past decade, Linea Directa Aseguradora's PE Ratio without NRI has ranged from 3.95 to 23.13. According to the industry distribution chart, Linea Directa Aseguradora ranks #291 out of 449 companies in the Insurance industry, placing it in the top 64.8%.
Is Linea Directa Aseguradora's PE Ratio without NRI too high?
Linea Directa Aseguradora's current PE Ratio without NRI of 14.73 is near median its 10-year median of 14.35. Over the past 10 years, this metric has ranged from a low of 3.95 to a high of 23.13. The Insurance industry median PE Ratio without NRI is 11.78. Linea Directa Aseguradora's value of 14.73 is 25% above this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #291 out of 449 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's PE Ratio without NRI compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #291 out of 449 companies for PE Ratio without NRI. This places Linea Directa Aseguradora in the lower half of its industry. The industry median PE Ratio without NRI is 11.78. Linea Directa Aseguradora's value of 14.73 is 25% above this benchmark. Historically, Linea Directa Aseguradora's own PE Ratio without NRI has ranged from 3.95 to 23.13 over the past decade. While the company's 10-year median is 14.35 vs. the industry median of 11.78, Linea Directa Aseguradora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for an Insurance company?
The median PE Ratio without NRI among Insurance companies is 11.78, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current PE Ratio without NRI of 14.73 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median PE Ratio without NRI is 11.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current PE Ratio without NRI is 14.73, which is near median its own 10-year median of 14.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current PE Ratio without NRI of 14.73. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current PE Ratio without NRI is 14.73, which is near median its 10-year median of 14.35 and 25% above the Insurance industry median of 11.78. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current PE Ratio without NRI is 14.73 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.

Key valuation signals for MEX:LDAN:

  • PE Ratio without NRI: 14.73 (near median its 10-year median of 14.35)
  • GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
  • GF Score™: 74/100
  • Industry Position: 25% above the Insurance median (#291 of 449)

No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UKLDA:Spain
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score

Get the complete analysis for MEX:LDAN

PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN25.40
Price
MXN28.53
GF Value